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Old National Bancorp ONB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$732.6M+13.2%
Net income$253.4M+102%
EPS (diluted)$0.65+91.2%

Balance sheet

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Cash & equivalents$1.8B-2.2%
Total debt$234.5M-9.4%
Total equity$8.6B+5.6%
Total assets$74.2B+4.5%

Cash flow

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Operating cash flow$280.2M+284%
CapEx$4.4M-50.2%
Free cash flow$275.9M+330%

Valuation

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Market cap$10.33B+27.2%
Enterprise value$8.8B+33.9%
P/E11.7×-2.6×
P/S3.7×-0.2×

Profitability

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Net margin31.4%+4.4pp
FCF margin33.3%+9.0pp

Returns & leverage

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Return on equity10.6%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Old National Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Old National Bancorp’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 11:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000707179-26-000046
(dollars and shares in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense315,403310,171620,221552,927
Net interest income578,988514,7901,151,561902,433
Provision for credit losses36,206106,83571,152138,238
Net interest income after provision for credit losses542,782407,9551,080,409764,195
Noninterest Income
Wealth and investment services fees42,09835,81781,81365,465
Service charges on deposit accounts28,00923,87854,94645,034
Debit card and ATM fees13,09212,92225,13022,913

Item 1. Financial Statements

FAQ

What is Old National Bancorp's net interest income (after provisions)?
Old National Bancorp (ONB) reported net interest income (after provisions) of $542.78M in Q2 2026.
How has Old National Bancorp's net interest income (after provisions) changed year-over-year?
Old National Bancorp's net interest income (after provisions) increased by 33.0% year-over-year, from $407.96M to $542.78M.
What is the long-term trend for Old National Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Old National Bancorp's net interest income (after provisions) has grown at a 31.3% compound annual growth rate (CAGR), from $625.21M to $1.86B.
What does net interest income (after provisions) mean?
This metric measures the core profitability of the bank's lending activities after accounting for the cost of credit risk. It is calculated by subtracting the provision for credit losses from the net interest income generated by interest-earning assets.

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