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First Financial Corporation THFF Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Bank First Corporation logo
Bank First CorporationBFC
$55.03M+50.8%
Old National Bancorp logo
Old National BancorpONB
$542.78M+33.0%
Regions Financial logo
Regions FinancialRF
$1.21B+6.7%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$103.51M+10.6%
First Financial Bankshares logo
First Financial BanksharesFFIN
$132.73M+10.1%
Business First Bancshares logo
Business First BancsharesBFST
$75.85M+17.0%

Other financials

Income statement

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Revenue$71.9M+14.0%
Net income$22.7M+22.4%
EPS (diluted)$1.91+21.7%

Balance sheet

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Total debt$7.7M+4.6%
Total equity$675.8M+15.0%
Total assets$6.2B+10.3%

Cash flow

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Operating cash flow$18.1M+42.0%
CapEx$1.3M+14.7%
Free cash flow$16.8M+44.7%

Valuation

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Market cap$962.41M+52.1%
P/E11.4×+1.1×
P/S3.5×+0.9×

Profitability

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Net margin30.7%+5.5pp
FCF margin33.7%+6.6pp

Returns & leverage

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Return on equity13.4%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by First Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: First Financial Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:26 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714562-26-000053
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
NET INTEREST INCOME61,22252,671118,155104,646
Provision for credit losses1,3001,9503,8503,900
NET INTEREST INCOME AFTER PROVISION
FOR CREDIT LOSSES59,92250,721114,305100,746
NON-INTEREST INCOME:
Trust and financial services1,5031,4902,9942,883
Service charges and fees on deposit accounts8,2177,55415,59915,139
Other service charges and fees345256719572

Item 1.Financial Statements

FAQ

What is First Financial Corporation's net interest income (after provisions)?
First Financial Corporation (THFF) reported net interest income (after provisions) of $59.92M in Q2 2026.
How has First Financial Corporation's net interest income (after provisions) changed year-over-year?
First Financial Corporation's net interest income (after provisions) increased by 18.1% year-over-year, from $50.72M to $59.92M.
What is the long-term trend for First Financial Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Financial Corporation's net interest income (after provisions) has grown at a 10.7% compound annual growth rate (CAGR), from $140.94M to $211.67M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for loan and lease losses, which accounts for expected credit defaults. It provides a more accurate view of the bank's net earnings power after accounting for the inherent credit risk in its lending portfolio.

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