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First Financial Bankshares FFIN Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$431.78M+7.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$321.15M+21.0%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$238.9M+31.0%
BOK Financial logo
BOK FinancialBOKF
$342.55M+8.3%
HOM
Home BancSharesHOMB
$223.4M+4.1%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$166.9M+12.0%
Net income$71.5M+16.6%
EPS (diluted)$0.50+16.3%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$22.3M-17.3%
Total equity$1.9B+15.7%
Total assets$15.4B+7.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$4.7B-17.9%
Enterprise value$3.98B-17.3%
P/E17.8×-6.9×
P/S7.2×-2.8×

Profitability

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Net margin40.6%0.0pp
FCF margin47.5%-4.4pp

Returns & leverage

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Return on equity14.6%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by First Financial Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First Financial Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Bankshares's net interest income (after provisions)?
First Financial Bankshares (FFIN) reported net interest income (after provisions) of $132.5M in Q1 2026.
How has First Financial Bankshares's net interest income (after provisions) changed year-over-year?
First Financial Bankshares's net interest income (after provisions) increased by 15.0% year-over-year, from $115.26M to $132.5M.
What is the long-term trend for First Financial Bankshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Financial Bankshares's net interest income (after provisions) has grown at a 6.2% compound annual growth rate (CAGR), from $371.5M to $472.28M.
What does net interest income (after provisions) mean?
This metric is calculated by subtracting the provision for loan and lease losses from the net interest income. It provides a more accurate view of the bank's profitability by accounting for the expected credit risk within the loan portfolio. It reflects the quality of the bank's underwriting and its proactive approach to credit loss management.