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First Financial Bankshares FFIN Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$23B+12.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$431.78M+7.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$330.55M+23.5%
First Financial Bancorp logo
First Financial BancorpFFBC
$182.19M+22.7%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$78.11M+27.4%
First Financial Corporation logo
First Financial CorporationTHFF
$59.92M+18.1%

Other financials

Income statement

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Revenue$172.8M+10.3%
Net income$71.9M+7.9%
EPS (diluted)$0.50+6.4%

Balance sheet

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Cash & equivalents$737.1M-20.5%
Total debt$21.8M-1.5%
Total equity$2.0B+14.9%
Total assets$15.3B+6.5%

Cash flow

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Operating cash flow$101.6M+32.3%
CapEx$4.1M+95.8%
Free cash flow$97.5M+30.5%

Valuation

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Market cap$4.97B+2.9%
P/E18.5×-1.2×
P/S7.5×-0.7×

Profitability

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Net margin40.4%-1.1pp
FCF margin47.5%-4.4pp

Returns & leverage

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Return on equity14.4%-0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by First Financial Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: First Financial Bankshares’s 8-K, filed July 17, 2026. Open the filing →

Filed
Jul 17, 2026, 4:27 PM EDT
Accession
0001193125-26-307884

FAQ

What is First Financial Bankshares's net interest income (after provisions)?
First Financial Bankshares (FFIN) reported net interest income (after provisions) of $132.73M in Q2 2026.
How has First Financial Bankshares's net interest income (after provisions) changed year-over-year?
First Financial Bankshares's net interest income (after provisions) increased by 10.1% year-over-year, from $120.6M to $132.73M.
What is the long-term trend for First Financial Bankshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Financial Bankshares's net interest income (after provisions) has grown at a 6.2% compound annual growth rate (CAGR), from $371.5M to $472.28M.
What does net interest income (after provisions) mean?
This metric is calculated by subtracting the provision for loan and lease losses from the net interest income. It provides a more accurate view of the bank's profitability by accounting for the expected credit risk within the loan portfolio. It reflects the quality of the bank's underwriting and its proactive approach to credit loss management.

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