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Cullen/Frost Bankers CFR Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$23B+12.9%
First Financial Bankshares logo
First Financial BanksharesFFIN
$132.73M+10.1%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
Southside Bancshares logo
Southside BancsharesSBSI
$57.25M+6.7%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$271.99M+4.8%
Prosperity Bancshares logo
Prosperity BancsharesPB
$330.55M+23.5%

Segments

By segment

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Bank$433.13M+7.1%
Non-Banks-$2.9M+6.7%
Frost Wealth Advisors$1.55M-13.2%

Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M—
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$10.32B+29.8%
P/E15.4×+2.4×
P/S4.6×+0.8×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%—

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×—

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Cullen/Frost Bankers’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:18 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000039263-26-000035
Line itemThree Months Ended March 31, 20262025
Total interest expense139,445168,897
Net interest income438,522416,220
Credit loss expense6,74513,070
Net interest income after credit loss expense431,777403,150
Non-interest income:
Trust and investment management fees47,95742,931
Service charges on deposit accounts32,15728,621
Insurance commissions and fees22,07521,019

Item 1. Financial Statements (Unaudited)

FAQ

What is Cullen/Frost Bankers's net interest income (after provisions)?
Cullen/Frost Bankers (CFR) reported net interest income (after provisions) of $431.78M in Q1 2026.
How has Cullen/Frost Bankers's net interest income (after provisions) changed year-over-year?
Cullen/Frost Bankers's net interest income (after provisions) increased by 7.1% year-over-year, from $403.15M to $431.78M.
What is the long-term trend for Cullen/Frost Bankers's net interest income (after provisions)?
Over 4 years (2021 to 2025), Cullen/Frost Bankers's net interest income (after provisions) has grown at a 14.5% compound annual growth rate (CAGR), from $984.8M to $1.69B.
What does net interest income (after provisions) mean?
This metric represents the net interest income remaining after accounting for the provision for credit losses. It provides a clearer view of the core profitability of the lending business after adjusting for expected credit risk. It is a key measure of the bank's ability to generate sustainable earnings while managing loan portfolio risk.

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