Skip to content
Screener

Prosperity Bancshares PB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$23B+12.9%
First Financial Bankshares logo
First Financial BanksharesFFIN
$132.73M+10.1%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$431.78M+7.1%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
Southside Bancshares logo
Southside BancsharesSBSI
$57.25M+6.7%
BOK Financial logo
BOK FinancialBOKF
$351.83M+7.2%

Other financials

Income statement

See full
Revenue$391.3M+25.9%
Net income$168.6M+24.7%
EPS (diluted)$1.67+17.6%

Balance sheet

See full
Cash & equivalents$1.7B+29.0%
Total debt$31.4M+5.4%
Total equity$8.3B+9.3%
Total assets$43.9B+14.2%

Cash flow

See full
Operating cash flow$162.4M+65.5%
CapEx$4.6M-28.7%
Free cash flow$157.9M+72.0%

Valuation

See full
Market cap$8.94B+42.1%
Enterprise value$7.29B+45.3%
P/E15.9×+3.9×
P/S6.4×+1.3×

Profitability

See full
Net margin40.4%-2.2pp
FCF margin42.4%

Returns & leverage

See full
Return on equity7.1%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Prosperity Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Prosperity Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:33 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338254
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total interest expense128,943125,042249,568252,465
NET INTEREST INCOME330,550267,722651,700533,104
PROVISION FOR CREDIT LOSSES
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES330,550267,722651,700533,104
NONINTEREST INCOME:
Nonsufficient funds (NSF) fees11,3498,88522,21618,032
Credit card, debit card and ATM card income10,3039,76119,78618,500
Service charges on deposit accounts9,2357,64517,91515,053

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Prosperity Bancshares's net interest income (after provisions)?
Prosperity Bancshares (PB) reported net interest income (after provisions) of $330.55M in Q2 2026.
How has Prosperity Bancshares's net interest income (after provisions) changed year-over-year?
Prosperity Bancshares's net interest income (after provisions) increased by 23.5% year-over-year, from $267.72M to $330.55M.
What is the long-term trend for Prosperity Bancshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), Prosperity Bancshares's net interest income (after provisions) has grown at a 2.1% compound annual growth rate (CAGR), from $993.31M to $1.08B.
What does net interest income (after provisions) mean?
This metric is calculated by subtracting the provision for credit losses from net interest income, providing a risk-adjusted view of the bank's core earnings. It accounts for both the revenue generated from lending and the anticipated costs associated with credit risk. This is a key indicator of the bank's underlying profitability after accounting for the quality of its loan book.

Ask your AI about Prosperity Bancshares's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude