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Business First Bancshares BFST Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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JPMorgan ChaseJPM
$23B+12.9%
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Cullen/Frost BankersCFR
$431.78M+7.1%
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Hancock Whitney CorporationHWC
$279.24M+6.6%
Prosperity Bancshares logo
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$330.55M+23.5%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$65.95M+50.4%
First Guaranty Bancshares logo
First Guaranty BancsharesFGBI
$19.65M+249%

Other financials

Income statement

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Revenue$91.8M+12.7%
Net income$22.8M+3.2%
EPS (diluted)$0.700.0%

Balance sheet

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Cash & equivalents$575.6M+16.1%
Total debt$25.5M-14.4%
Total equity$1.0B+18.9%
Total assets$8.9B+12.0%

Cash flow

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Operating cash flow$26.7M-6.6%
CapEx-$888.0K-183%
Free cash flow$25.8M-6.2%

Valuation

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Market cap$1.03B+51.9%
P/E11.3×+2.4×
P/S+0.8×

Profitability

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Net margin26.5%+1.3pp
FCF margin27%-0.7pp

Returns & leverage

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Return on equity9.9%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Business First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Business First Bancshares’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:01 PM EDT
Accession
0001624322-26-000032

FAQ

What is Business First Bancshares's net interest income (after provisions)?
Business First Bancshares (BFST) reported net interest income (after provisions) of $75.85M in Q2 2026.
How has Business First Bancshares's net interest income (after provisions) changed year-over-year?
Business First Bancshares's net interest income (after provisions) increased by 17.0% year-over-year, from $64.82M to $75.85M.
What is the long-term trend for Business First Bancshares's net interest income (after provisions)?
Over 3 years (2022 to 2025), Business First Bancshares's net interest income (after provisions) has grown at a 11.5% compound annual growth rate (CAGR), from $188.69M to $261.85M.
What does net interest income (after provisions) mean?
Represents net interest income adjusted for the provision for credit losses, which is the expense set aside to cover potential future loan defaults. This metric provides a more accurate view of the bank's bottom-line interest profitability after accounting for the inherent risk in the loan portfolio. It is a key indicator of the quality and sustainability of the bank's interest-based earnings.

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