Skip to content

First Guaranty Bancshares FGBI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Business First Bancshares logo
Business First BancsharesBFST
$72.92M+15.4%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$271.99M+4.8%
Regions Financial logo
Regions FinancialRF
$1.16B+8.1%
WaFd, Inc. logo
WaFd, Inc.WAFD
$173.57M+9.7%
Heritage Financial logo
Heritage FinancialHFWA
$70.25M+31.0%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

See full
Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

See full
Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

See full
Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

See full
Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

See full
Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

See full
Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

Ask your AI about First Guaranty Bancshares's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is First Guaranty Bancshares's net interest income (after provisions)?
First Guaranty Bancshares (FGBI) reported net interest income (after provisions) of $18.06M in Q1 2026.
How has First Guaranty Bancshares's net interest income (after provisions) changed year-over-year?
First Guaranty Bancshares's net interest income (after provisions) increased by 135.4% year-over-year, from $7.68M to $18.06M.
What is the long-term trend for First Guaranty Bancshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Guaranty Bancshares's net interest income (after provisions) has grown at a -50.6% compound annual growth rate (CAGR), from $87.56M to $5.21M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected future loan defaults. It provides a more accurate view of the bank's bottom-line profitability after accounting for the inherent risk in its loan portfolio.