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Heritage Financial HFWA Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$77.9M+35.3%
Net income$18.9M+36.2%
EPS (diluted)$0.48+20.0%

Balance sheet

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Cash & equivalents$268.1M+7.8%
Total debt$20.0M-92.4%
Total equity$1.1B+26.6%
Total assets$8.5B+19.2%

Cash flow

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Operating cash flow$14.0M-27.4%
CapEx$1.3M+11.2%
Free cash flow$12.7M-29.9%

Valuation

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Market cap$1.19B+55.2%
Enterprise value$946.38M+20.5%
P/E16.5×+1.5×
P/S4.5×+1.1×

Profitability

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Net margin27.2%+4.5pp
FCF margin30.1%+0.4pp

Returns & leverage

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Return on equity7.3%+1.3pp
Debt / equity-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Heritage Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Heritage Financial's net interest income (after provisions)?
Heritage Financial (HFWA) reported net interest income (after provisions) of $70.25M in Q1 2026.
How has Heritage Financial's net interest income (after provisions) changed year-over-year?
Heritage Financial's net interest income (after provisions) increased by 31.0% year-over-year, from $53.64M to $70.25M.
What is the long-term trend for Heritage Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Heritage Financial's net interest income (after provisions) has grown at a -1.4% compound annual growth rate (CAGR), from $235.16M to $222.44M.
What does net interest income (after provisions) mean?
Net interest income adjusted by the provision for credit losses, which represents the amount set aside to cover potential future loan defaults. This metric provides a more accurate view of the bank's true earnings potential after accounting for the inherent risk in its loan portfolio. It bridges the gap between top-line interest revenue and the actual credit quality of the underlying assets.