Skip to content
Screener

Heritage Financial HFWA Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$566M+42.2%
WaFd, Inc. logo
WaFd, Inc.WAFD
$170.34M+2.6%
Riverview Bancorp logo
Riverview BancorpRVSB
$9.03M-1.8%
Timberland Bancorp logo
Timberland BancorpTSBK
$18.3M+6.5%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$9.81M+8.0%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$91.66M+24.5%

Other financials

Income statement

See full
Revenue$84.1M+48.9%
Net income$17.5M+43.6%
EPS (diluted)$0.42+16.7%

Balance sheet

See full
Cash & equivalents$204.4M-19.6%
Total debt$166.3M-36.8%
Total equity$1.1B+24.9%
Total assets$8.4B+19.2%

Cash flow

See full
Operating cash flow$23.1M+2.5%
CapEx$2.0M+24.7%
Free cash flow$21.1M+0.9%

Valuation

See full
Market cap$1.21B+59.5%
Enterprise value$1.17B+52.6%
P/E15.6×+0.2×
P/S4.1×+0.8×

Profitability

See full
Net margin26.5%+4.6pp
FCF margin27.3%-9.0pp

Returns & leverage

See full
Return on equity7.8%+2.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Heritage Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:44 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054673
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense22,85823,51744,31447,193
Net interest income74,81654,983144,035108,673
(Reversal of) provision for credit losses(921)956(1,951)1,007
Net interest income after (reversal of) provision for credit losses75,73754,027145,986107,666
NONINTEREST INCOME:
Service charges and other fees3,5922,9326,9595,907
Card revenue2,5952,0084,6983,741
Loss on sale of investment securities, net(217)(6,854)(217)(10,741)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Heritage Financial's net interest income (after provisions)?
Heritage Financial (HFWA) reported net interest income (after provisions) of $75.74M in Q2 2026.
How has Heritage Financial's net interest income (after provisions) changed year-over-year?
Heritage Financial's net interest income (after provisions) increased by 40.2% year-over-year, from $54.03M to $75.74M.
What is the long-term trend for Heritage Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Heritage Financial's net interest income (after provisions) has grown at a -1.4% compound annual growth rate (CAGR), from $235.16M to $222.44M.
What does net interest income (after provisions) mean?
Net interest income adjusted by the provision for credit losses, which represents the amount set aside to cover potential future loan defaults. This metric provides a more accurate view of the bank's true earnings potential after accounting for the inherent risk in its loan portfolio. It bridges the gap between top-line interest revenue and the actual credit quality of the underlying assets.

Ask your AI about Heritage Financial's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude