Skip to content

Sound Financial Bancorp SFBC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$566M+42.2%
WaFd, Inc. logo
WaFd, Inc.WAFD
$173.57M+9.7%
Heritage Financial logo
Heritage FinancialHFWA
$70.25M+31.0%
Magyar Bancorp logo
Magyar BancorpMGYR
$8.98M+13.5%
PCB Bancorp logo
PCB BancorpPCB
$26.34M+16.1%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

See full
Revenue$10.0M+8.6%
Net income$1.6M+35.0%
EPS (diluted)$0.61+35.6%

Balance sheet

See full
Cash & equivalents$138.0M+4.9%
Total debt$3.4M-82.1%
Total equity$110.4M+5.7%
Total assets$1.1B+4.0%

Cash flow

See full
Operating cash flow$1.5M-18.7%
CapEx$32.0K-15.8%
Free cash flow$1.5M-18.8%

Valuation

See full
Market cap$102.55M-8.3%
Enterprise value-$32.07M-213%
P/E13.6×-4.2×
P/S2.6×-0.4×

Profitability

See full
Net margin19.1%+5.2pp
FCF margin18.1%+10.4pp

Returns & leverage

See full
Return on equity7%+2.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by Sound Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Sound Financial Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Sound Financial Bancorp's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Sound Financial Bancorp's net interest income (after provisions)?
Sound Financial Bancorp (SFBC) reported net interest income (after provisions) of $8.92M in Q1 2026.
How has Sound Financial Bancorp's net interest income (after provisions) changed year-over-year?
Sound Financial Bancorp's net interest income (after provisions) increased by 7.9% year-over-year, from $8.27M to $8.92M.
What is the long-term trend for Sound Financial Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Sound Financial Bancorp's net interest income (after provisions) has grown at a 4.2% compound annual growth rate (CAGR), from $29.49M to $34.8M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which represents the bank's estimate of potential future loan defaults. It provides a more accurate view of the bank's net revenue after accounting for the inherent credit risk in its loan portfolio.