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PCB Bancorp PCB Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
Other financials
Where this comes from
Reported directly by PCB Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 4:06 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001423869-26-000027
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Total interest expense | 22,546 | 23,318 | 44,567 | 45,927 |
| Net interest income | 27,494 | 25,990 | 54,304 | 50,273 |
| Provision for credit losses | 926 | 1,787 | 1,393 | 3,385 |
| Net interest income after provision for credit losses | 26,568 | 24,203 | 52,911 | 46,888 |
| Noninterest income: | ||||
| Service charges and fees on deposits | 450 | 375 | 880 | 747 |
| Loan servicing income | 802 | 760 | 1,603 | 1,485 |
| Bank-owned life insurance income | 281 | 253 | 555 | 500 |
Item 1 - Consolidated Financial Statements
FAQ
- What is PCB Bancorp's net interest income (after provisions)?
- PCB Bancorp (PCB) reported net interest income (after provisions) of $26.57M in Q2 2026.
- How has PCB Bancorp's net interest income (after provisions) changed year-over-year?
- PCB Bancorp's net interest income (after provisions) increased by 9.8% year-over-year, from $24.2M to $26.57M.
- What is the long-term trend for PCB Bancorp's net interest income (after provisions)?
- Over 4 years (2021 to 2025), PCB Bancorp's net interest income (after provisions) has grown at a 5.1% compound annual growth rate (CAGR), from $81.73M to $99.85M.
- What does net interest income (after provisions) mean?
- This metric adjusts net interest income by subtracting the provision for credit losses, providing a view of the bank's net interest earnings after accounting for expected credit risk. It offers a more conservative measure of the bank's underlying profitability relative to its credit risk exposure.
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