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PCB Bancorp PCB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
$60.31M+15.2%
Hope Bancorp logo
Hope BancorpHOPE
$115.41M+20.2%
BSR
Sierra BancorpBSRR
$30.58M+9.1%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$35.45M+23.5%
California BanCorp logo
California BanCorpBCAL
$42.47M-7.7%
Equity Bancshares logo
Equity BancsharesEQBK
$67.71M+42.3%

Other financials

Income statement

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Revenue$30.2M+12.4%
Net income$10.7M+37.7%
EPS (diluted)$0.74+39.6%

Balance sheet

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Cash & equivalents$267.4M+24.8%
Total debt$18.3M-6.0%
Total equity$396.7M+7.0%
Total assets$3.4B+5.5%

Cash flow

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Operating cash flow$20.7M+781%
CapEx$28.0K-96.3%
Free cash flow$20.6M+1,191%

Valuation

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Market cap$397.86M+40.7%
Enterprise value$148.76M+69.3%
P/E9.9×+0.1×
P/S3.3×+0.6×

Profitability

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Net margin33.9%+5.8pp
FCF margin36.5%+6.8pp

Returns & leverage

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Return on equity10.5%+2.5pp
Debt / equity0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: PCB Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PCB Bancorp's net interest income (after provisions)?
PCB Bancorp (PCB) reported net interest income (after provisions) of $26.34M in Q1 2026.
How has PCB Bancorp's net interest income (after provisions) changed year-over-year?
PCB Bancorp's net interest income (after provisions) increased by 16.1% year-over-year, from $22.69M to $26.34M.
What is the long-term trend for PCB Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), PCB Bancorp's net interest income (after provisions) has grown at a 5.1% compound annual growth rate (CAGR), from $81.73M to $99.85M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, providing a view of the bank's net interest earnings after accounting for expected credit risk. It offers a more conservative measure of the bank's underlying profitability relative to its credit risk exposure.