Skip to content
Screener

California BanCorp BCAL Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$23B+12.9%
BSR
Sierra BancorpBSRR
$28.22M-4.2%
Five Star Bancorp logo
Five Star BancorpFSBC
$43.83M+28.9%
Equity Bancshares logo
Equity BancsharesEQBK
$72.57M+45.8%
PCB Bancorp logo
PCB BancorpPCB
$26.57M+9.8%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$91.66M+24.5%

Other financials

Income statement

See full
Revenue$44.9M-0.6%
Net income$14.3M-8.8%
EPS (diluted)$0.44-8.3%

Balance sheet

See full
Cash & equivalents$265.0M-52.6%
Total debt$53.0M+0.7%
Total equity$586.6M+3.9%
Total assets$4.0B-1.9%

Cash flow

See full
Operating cash flow$14.8M+10.4%
CapEx$516.0K+1,418%
Free cash flow$14.3M+6.8%

Valuation

See full
Market cap$682.34M+38.5%
Enterprise value$470.37M+249%
P/E11.6×-4.2×
P/S3.8×+0.9×

Profitability

See full
Net margin33.4%-2.6pp
FCF margin32.9%-2.9pp

Returns & leverage

See full
Return on equity10.2%-1.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: California BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795815-26-000018
Line itemThree Months Ended / June 30,2026Six Months Ended / June 30,2025Six Months Ended / June 30,2026June 30,2025
Total interest expense11,57814,36923,27928,939
Net interest income43,35441,41785,43883,672
Provision for (reversal of) credit losses714(634)333(4,410)
Net interest income after provision for (reversal of) credit losses42,64042,05185,10588,082
NONINTEREST INCOME
Service charges and fees on deposit accounts8278021,6381,578
Interchange and ATM income270376559786
Gain on sale of loans577

ITEM 1 — FINANCIAL STATEMENTS

FAQ

What is California BanCorp's net interest income (after provisions)?
California BanCorp (BCAL) reported net interest income (after provisions) of $42.64M in Q2 2026.
How has California BanCorp's net interest income (after provisions) changed year-over-year?
California BanCorp's net interest income (after provisions) increased by 1.4% year-over-year, from $42.05M to $42.64M.
What is the long-term trend for California BanCorp's net interest income (after provisions)?
Over 3 years (2022 to 2025), California BanCorp's net interest income (after provisions) has grown at a 29.5% compound annual growth rate (CAGR), from $81.83M to $177.92M.
What does net interest income (after provisions) mean?
Represents the net interest income adjusted for the provision for credit losses, providing a clearer view of the bank's profitability after accounting for expected credit risks. This metric helps investors assess the quality of the loan portfolio and the bank's conservative approach to loss reserves.

Ask your AI about California BanCorp's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude