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California BanCorp BCAL Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

BSR
Sierra BancorpBSRR
$30.58M+9.1%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$46.49M+8.2%
Five Star Bancorp logo
Five Star BancorpFSBC
$40.78M+27.1%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$35.45M+23.5%
Equity Bancshares logo
Equity BancsharesEQBK
$67.71M+42.3%
JPMorgan Chase logo
JPMorgan ChaseJPM
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Other financials

Income statement

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Revenue$44.2M-1.3%
Net income$13.8M-18.2%
EPS (diluted)$0.42-19.2%

Balance sheet

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Cash & equivalents$411.1M-6.4%
Total debt$53.4M-38.9%
Total equity$577.8M+8.7%
Total assets$4.0B+1.6%

Cash flow

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Operating cash flow$8.5M+22.2%
CapEx$236.0K+125%
Free cash flow$8.3M+20.7%

Valuation

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Market cap$663.56M+40.9%
Enterprise value$305.83M+157%
P/E11.1×-16.1×
P/S3.7×+0.6×

Profitability

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Net margin33.4%+21.9pp
FCF margin32.5%+0.2pp

Returns & leverage

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Return on equity10.8%+6.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: California BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is California BanCorp's net interest income (after provisions)?
California BanCorp (BCAL) reported net interest income (after provisions) of $42.47M in Q1 2026.
How has California BanCorp's net interest income (after provisions) changed year-over-year?
California BanCorp's net interest income (after provisions) decreased by 7.7% year-over-year, from $46.03M to $42.47M.
What is the long-term trend for California BanCorp's net interest income (after provisions)?
Over 3 years (2022 to 2025), California BanCorp's net interest income (after provisions) has grown at a 29.5% compound annual growth rate (CAGR), from $81.83M to $177.92M.
What does net interest income (after provisions) mean?
Represents the net interest income adjusted for the provision for credit losses, providing a clearer view of the bank's profitability after accounting for expected credit risks. This metric helps investors assess the quality of the loan portfolio and the bank's conservative approach to loss reserves.