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Hanmi Financial HAFC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's net interest income (after provisions)?
Hanmi Financial (HAFC) reported net interest income (after provisions) of $60.31M in Q1 2026.
How has Hanmi Financial's net interest income (after provisions) changed year-over-year?
Hanmi Financial's net interest income (after provisions) increased by 15.2% year-over-year, from $52.37M to $60.31M.
What is the long-term trend for Hanmi Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Hanmi Financial's net interest income (after provisions) has grown at a 0.3% compound annual growth rate (CAGR), from $219.45M to $221.75M.
What does net interest income (after provisions) mean?
This metric is calculated by subtracting the provision for loan and lease losses from net interest income. It provides a more accurate view of the bank's profitability after accounting for the expected credit risk within the loan portfolio. It is a critical measure of the bank's true earnings power after risk adjustment.