Skip to content

OP Bancorp OPBK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
$60.31M+15.2%
Hope Bancorp logo
Hope BancorpHOPE
$115.41M+20.2%
PCB Bancorp logo
PCB BancorpPCB
$26.34M+16.1%
Magyar Bancorp logo
Magyar BancorpMGYR
$8.98M+13.5%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$10.51M-4.1%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

See full
Revenue$24.6M+10.4%
Net income$7.2M+30.1%
EPS (diluted)$0.48+29.7%

Balance sheet

See full
Cash & equivalents$160.3M-19.4%
Total debt$10.5M+14.3%
Total equity$232.7M+10.8%
Total assets$2.7B+7.4%

Cash flow

See full
Operating cash flow$7.7M+37.4%
CapEx$114.0K-92.0%
Free cash flow$7.6M+81.3%

Valuation

See full
Market cap$223.26M+21.9%
Enterprise value$73.51M-1,032%
P/E8.2×0.0×
P/S2.3×+0.2×

Profitability

See full
Net margin28.2%+2.9pp
FCF margin27.6%-16.2pp

Returns & leverage

See full
Return on equity12.3%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

Ask your AI about OP Bancorp's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OP Bancorp's net interest income (after provisions)?
OP Bancorp (OPBK) reported net interest income (after provisions) of $20.11M in Q1 2026.
How has OP Bancorp's net interest income (after provisions) changed year-over-year?
OP Bancorp's net interest income (after provisions) increased by 20.6% year-over-year, from $16.68M to $20.11M.
What is the long-term trend for OP Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), OP Bancorp's net interest income (after provisions) has grown at a 5.4% compound annual growth rate (CAGR), from $60.5M to $74.77M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected future loan defaults. It provides a more accurate view of the bank's net earnings potential after accounting for the inherent risk in its loan portfolio.