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First Guaranty Bancshares FGBI Free cash flow margin

Free cash flow margin at other companies

Business First Bancshares logo
Business First BancsharesBFST
27%-0.7pp
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
36.8%-1.0pp
WaFd, Inc. logo
WaFd, Inc.WAFD
28.4%-6.7pp
Heritage Financial logo
Heritage FinancialHFWA
30.1%+0.4pp
First Financial Corporation logo
First Financial CorporationTHFF
32.8%+5.6pp
Bank First Corporation logo
Bank First CorporationBFC
15.5%-22.6pp

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Calculated from First Guaranty Bancshares’s reported figures.

Based on trailing twelve months.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's free cash flow margin?
First Guaranty Bancshares (FGBI) reported free cash flow margin of 37.6% in Q1 2026.
How has First Guaranty Bancshares's free cash flow margin changed year-over-year?
First Guaranty Bancshares's free cash flow margin increased by 20.4% year-over-year, from 31.2% to 37.6%.
What is the long-term trend for First Guaranty Bancshares's free cash flow margin?
Over 4 years (2020 to 2025), First Guaranty Bancshares's free cash flow margin has grown at a -12.4% compound annual growth rate (CAGR), from 17.7% to -10.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.