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First Guaranty Bancshares

FGBI

First Guaranty Bancshares Inc is a financial holding company that provides personalized commercial and consumer banking services through its subsidiary, First Guaranty Bank.

Market cap
$154.11M+18.1%
Revenue$93.5M-7.6%
Net income-$36.4M-245%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q2 2026

Income statement

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Revenue$24.2M-0.9%
Net income$3.4M+147%

Balance sheet

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Cash & equivalents$781.6M+9.3%
Total equity$227.4M-13.6%
Total assets$3.9B-1.9%

Valuation & ratios

Valuation

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Market cap$154.11M+18.1%
P/S1.7×+0.4×

Profitability

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Net margin-38.9%-61.3pp

Returns & leverage

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Return on equity-14.8%-23.8pp

Competitors

Profile

First Guaranty Bancshares Inc is a financial holding company that provides personalized commercial and consumer banking services through its subsidiary, First Guaranty Bank. The company focuses on attracting deposits from the general public and local municipalities to fund a diverse lending portfolio, including commercial real estate, agricultural, and residential loans. It serves metropolitan and rural markets across Louisiana, Kentucky, and West Virginia, emphasizing community-focused relationship banking and digital innovation.

Competitive position

A dominant community bank in the Hammond MSA with a leading deposit market share, currently undergoing a strategic shift toward controlled asset growth and market consolidation.

GeographiesLouisiana, Kentucky, West Virginia, United States
Customer segmentsSmall and Medium Enterprises, Municipalities, Retail Consumers, Agricultural Producers
Business modelInterest Spread, Fee-based Services, Commercial Banking
SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB) of Dallas, Depositors, Technology and Core Banking Software Providers
CustomersSmall Business Owners, Local Government Entities, Homeowners, Commercial Real Estate Investors, Agricultural Operators
Listed2001
Employees503.0
CEOMichael Ray Mineer
Websitefgb.net
FilingsSEC EDGAR

Questions, answered.

What is First Guaranty Bancshares's market cap?
First Guaranty Bancshares (FGBI) has a market capitalization of $154.1M and trades on NASDAQ.
What is First Guaranty Bancshares's revenue and profitability?
First Guaranty Bancshares generated $93.5M in trailing twelve-month revenue with a net loss of $36.4M, representing a net margin of -38.9%. These figures are based on the Q2 2026 filing.
Who are First Guaranty Bancshares's competitors?
First Guaranty Bancshares's key competitors include Business First Bancshares, Inc. Common Stock, WaFd, Inc. Common Stock, JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.
Who does First Guaranty Bancshares partner with?
First Guaranty Bancshares's notable partners include Fannie Mae, Freddie Mac, Savvy Money, and others.
What subsidiaries does First Guaranty Bancshares have?
First Guaranty Bancshares's subsidiaries include First Guaranty Bank.
Where is First Guaranty Bancshares headquartered?
First Guaranty Bancshares is headquartered in United States of America and employs approximately 503 people. It has been publicly traded since 2001.