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Discontinued — last reported Q4 '25

Total debt at other companies

City Holding Company logo
City Holding CompanyCHCO
$150M0.0%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$13.95M-2.1%
CNB Financial logo
CNB FinancialCCNE
$310.08M+122%
HBT
HBT Financial, Inc.HBT
$12.33M+71.1%
CTB
Community Trust BancorpCTBI
$16M-2.8%
Truist Financial logo
Truist FinancialTFC

Other financials

Income statement

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Net income$12.0M+1.8%

Balance sheet

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Cash & equivalents$117.5M+37.4%
Total equity$521.4M+5.0%
Total assets$3.6B+13.0%

Cash flow

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Operating cash flow-$11.4M-186%
CapEx$1.2M+2.8%
Free cash flow-$12.5M-203%

Valuation

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Market cap$841.64M+21.9%
P/E17.2×+3.5×

Returns & leverage

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Return on equity9.6%-0.5pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $591K.

The official record: First Community Bankshares’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Community Bankshares's total debt?
First Community Bankshares (FCBC) reported total debt of $591K in Q4 2025.
How has First Community Bankshares's total debt changed year-over-year?
First Community Bankshares's total debt increased by 14.8% year-over-year, from $515K to $591K.
What is the long-term trend for First Community Bankshares's total debt?
Over 3 years (2020 to 2025), First Community Bankshares's total debt has grown at a -12.8% compound annual growth rate (CAGR), from $891K to $591K.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.