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FirstCash Holdings FCFS Q2 2026 earnings

Reported July 23, 2026 · Before market open

Revenue$1.1BBeat by $43.8M
Adjusted EPS$2.50Beat by $0.11
Revenue estimate$1.0B
EPS estimate$2.39
“FirstCash achieved record second quarter and year-to-date results, with revenue increases of 29% for the quarter and 28% year-to-date, driving exceptional growth in net income, EBITDA and earnings per share. Pawn demand remains extremely robust, with consolidated pawn receivables up 63% in total and 22% on a same-store basis over the prior year. We are again raising consolidated full year pawn revenue guidance given our second quarter results and continuing demand for pawn products and our deep-value retail sales model.”
Mr. Rick Wessel

Next report

Oct 22, 2026 (in a month)
Revenue estimate$1.1B
EPS estimate$2.73

Financials

Q2 2026

Income statement

See full
Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

See full
Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

See full
Operating cash flow$176.8M+51.3%

Valuation & ratios

Valuation

as of 09/17/26
See full
Market cap$9.53B+45.7%
Enterprise value$11.99B+36.9%
P/E24.6×+2.1×
P/S2.3×+0.4×

Profitability

See full
Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp

Returns & leverage

See full
Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

FAQ

When did FirstCash Holdings report Q2 2026 earnings?
FirstCash Holdings (FCFS) reported Q2 2026 earnings on July 23, 2026 before market open.
What were FirstCash Holdings's Q2 2026 revenue and EPS?
FirstCash Holdings reported revenue of $1.1B and adjusted eps of $2.50 for Q2 2026.
Did FirstCash Holdings beat estimates in Q2 2026?
Revenue beat the consensus estimate of $1.0B by $43.8M. EPS beat the consensus estimate of $2.39 by $0.11.
How did FirstCash Holdings's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 29.4% from $830.6M a year earlier.
Where can I find FirstCash Holdings's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000840489-26-000080) and the 10-Q periodic report (0000840489-26-000085) directly on SEC EDGAR. The filing index links above go to sec.gov.