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Net margin at other companies

Regions Financial logo
Regions FinancialRF
29.2%+0.9pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
9.6%+8.2pp
Ladder Capital logo
Ladder CapitalLADR
52.2%-54.0pp
Capital One Financial logo
Capital One FinancialCOF
5.5%-6.8pp
First Citizens BancShares logo
First Citizens BancSharesFCNCA
23.6%-2.7pp
Sachem Capital Corp. logo
Sachem Capital Corp.SACH
-71.9%-78.3pp

Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Calculated from FirstCash Holdings’s reported figures.

Based on trailing twelve months.

The official record: FirstCash Holdings’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's net margin?
FirstCash Holdings (FCFS) reported net margin of 9.1% in Q1 2026.
How has FirstCash Holdings's net margin changed year-over-year?
FirstCash Holdings's net margin increased by 10.3% year-over-year, from 8.3% to 9.1%.
What is the long-term trend for FirstCash Holdings's net margin?
Over 5 years (2020 to 2025), FirstCash Holdings's net margin has grown at a 6.7% compound annual growth rate (CAGR), from 6.5% to 9%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.