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Net margin at other companies

Bank of America logo
Bank of AmericaBAC
27.8%+2.3pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
26%+0.9pp
Truist Financial logo
Truist FinancialTFC
28%+2.0pp
Business First Bancshares logo
Business First BancsharesBFST
26.5%+1.3pp
Independent Bank Corporation logo
Independent Bank CorporationIBCP
30.2%+1.2pp
California BanCorp logo
California BanCorpBCAL
32.7%-2.6pp

Other financials

Income statement

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Revenue$127.3M+14.7%
Net income$50.5M+31.0%
EPS (diluted)$1.22+31.2%

Balance sheet

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Cash & equivalents$550.3M-22.6%
Total debt$89.0M-16.9%
Total equity$1.7B+10.3%
Total assets$13.0B+3.4%

Cash flow

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Operating cash flow$66.5M+45.4%
CapEx$1.0M-26.1%
Free cash flow$65.5M+47.6%

Valuation

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Market cap$2.66B+29.4%
Enterprise value$2.19B+51.5%
P/E19.9×-1.2×
P/S6.3×+0.9×

Profitability

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FCF margin53.6%+0.1pp

Returns & leverage

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Return on equity8.1%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: First Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000811589-26-000153

FAQ

What is First Bancorp's net margin?
First Bancorp (FBNC) reported net margin of 31.5% in Q2 2026.
How has First Bancorp's net margin changed year-over-year?
First Bancorp's net margin increased by 22.8% year-over-year, from 25.6% to 31.5%.
What is the long-term trend for First Bancorp's net margin?
Over 5 years (2020 to 2025), First Bancorp's net margin has grown at a 0.9% compound annual growth rate (CAGR), from 27.2% to 28.5%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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