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First Bancorp FBNC Return on equity

Return on equity at other companies

Bank of America logo
Bank of AmericaBAC
10.7%+1.2pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
12.1%+1.0pp
Truist Financial logo
Truist FinancialTFC
8.2%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
10.5%+0.6pp
First Financial Bancorp logo
First Financial BancorpFFBC
10.2%+0.7pp
Old National Bancorp logo
Old National BancorpONB
10.1%+0.8pp

Other financials

Income statement

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Revenue$122.3M+15.6%
Net income$46.7M+28.2%
EPS (diluted)$1.13+28.4%

Balance sheet

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Cash & equivalents$598.0M-22.6%
Total debt$89.2M-16.1%
Total equity$1.7B+11.6%
Total assets$12.9B+4.1%

Cash flow

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Operating cash flow$61.2M+16.4%
CapEx$1.9M+673%
Free cash flow$59.3M+13.3%

Valuation

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Market cap$2.57B+40.7%
Enterprise value$2.06B+83.8%
P/E21.2×+0.3×
P/S6.3×+1.3×

Profitability

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Net margin29.8%+5.8pp
FCF margin50.6%-17.1pp

Returns & leverage

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Debt / equity0.1×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on trailing twelve months.

The official record: First Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's return on equity?
First Bancorp (FBNC) reported return on equity of 7.6% in Q1 2026.
How has First Bancorp's return on equity changed year-over-year?
First Bancorp's return on equity increased by 25.5% year-over-year, from 6.1% to 7.6%.
What is the long-term trend for First Bancorp's return on equity?
Over 5 years (2020 to 2025), First Bancorp's return on equity has grown at a -5.2% compound annual growth rate (CAGR), from 9.3% to 7.2%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.