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First Bancorp FBNC Debt-to-equity

Debt-to-equity at other companies

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Bank of AmericaBAC
1.1×+0.1×
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Wells Fargo & CompanyWFC
1.2×-0.9×
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Truist FinancialTFC
1.1×
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Business First BancsharesBFST
0.0×
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Independent Bank CorporationIBCP
0.0×
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California BanCorpBCAL
0.1×0.0×

Other financials

Income statement

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Revenue$127.3M+14.7%
Net income$50.5M+31.0%
EPS (diluted)$1.22+31.2%

Balance sheet

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Cash & equivalents$550.3M-22.6%
Total debt$89.0M-16.9%
Total equity$1.7B+10.3%
Total assets$13.0B+3.4%

Cash flow

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Operating cash flow$66.5M+45.4%
CapEx$1.0M-26.1%
Free cash flow$65.5M+47.6%

Valuation

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Market cap$2.66B+29.4%
Enterprise value$2.19B+51.5%
P/E19.9×-1.2×
P/S6.3×+0.9×

Profitability

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Net margin31.5%+5.9pp
FCF margin53.6%+0.1pp

Returns & leverage

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Return on equity8.1%+1.6pp

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on the most recent quarter.

The source filing: First Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000811589-26-000153

FAQ

What is First Bancorp's debt-to-equity?
First Bancorp (FBNC) reported debt-to-equity of 0.1× in Q2 2026.
How has First Bancorp's debt-to-equity changed year-over-year?
First Bancorp's debt-to-equity decreased by 24.7% year-over-year, from 0.1× to 0.1×.
What is the long-term trend for First Bancorp's debt-to-equity?
Over 5 years (2020 to 2025), First Bancorp's debt-to-equity has grown at a -9.7% compound annual growth rate (CAGR), from 0.1× to 0.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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