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FirstCash Holdings FCFS Free cash flow margin

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Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Calculated from FirstCash Holdings’s reported figures.

Based on trailing twelve months.

The source filing: FirstCash Holdings’s 10-K, filed February 9, 2026. Open the filing →

Filed
Feb 9, 2026, 3:55 PM EST
Fiscal year
FY2025
Accession
0000840489-26-000032

FAQ

What is FirstCash Holdings's free cash flow margin?
FirstCash Holdings (FCFS) reported free cash flow margin of 14.5% in Q4 2025.
How has FirstCash Holdings's free cash flow margin changed year-over-year?
FirstCash Holdings's free cash flow margin increased by 4.2% year-over-year, from 13.9% to 14.5%.
What is the long-term trend for FirstCash Holdings's free cash flow margin?
Over 5 years (2020 to 2025), FirstCash Holdings's free cash flow margin has grown at a 5.1% compound annual growth rate (CAGR), from 11.3% to 14.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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