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First Hawaiian, Inc. FHB Commercial Banking Business — Costs And Expenses Card Rewards Program

Similar metrics at other companies

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FITBCommercial Banking — Card and processing expense
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WFCCommercial Banking — Card fees
$55M+12.2%
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JPMRewardsand Partner Payments — Card income
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FBPCommercial And Corporate — Credit And Debit Processing Fees
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HBANCommercial Banking — Noninterest Expense
$411M+35.6%
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BACCard Income, Interchange Fees and Merchant Income — Rewards, rebates and compensation expense
$2.5B+4.2%

Other financials

Income statement

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Revenue$220.3M+4.4%
Net income$67.8M+14.4%
EPS (diluted)$0.55+17.0%

Balance sheet

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Total debt$60.9M-80.5%
Total equity$2.8B+4.5%
Total assets$24.3B+2.2%

Cash flow

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Operating cash flow$159.7M+335%
CapEx$4.3M-47.0%
Free cash flow$155.4M+443%

Valuation

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Market cap$3.48B-1.8%

Profitability

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Net margin32%+3.1pp
FCF margin48.3%+16.9pp

Returns & leverage

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Return on equity10.5%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by First Hawaiian, Inc. in its filing.

Tagged under the XBRL concept fhb:CostsAndExpensesCardRewardsProgram.

The official record: First Hawaiian, Inc.’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Hawaiian, Inc.'s commercial banking business — costs and expenses card rewards program?
First Hawaiian, Inc. (FHB) reported commercial banking business — costs and expenses card rewards program of -$8.4M in Q1 2026.
How has First Hawaiian, Inc.'s commercial banking business — costs and expenses card rewards program changed year-over-year?
First Hawaiian, Inc.'s commercial banking business — costs and expenses card rewards program decreased by 6.1% year-over-year, from -$7.92M to -$8.4M.
What is the long-term trend for First Hawaiian, Inc.'s commercial banking business — costs and expenses card rewards program?
Over 3 years (2022 to 2025), First Hawaiian, Inc.'s commercial banking business — costs and expenses card rewards program has grown at a 2.5% compound annual growth rate (CAGR), from -$30.99M to -$33.36M.
What does commercial banking business — costs and expenses card rewards program mean?
Represents the direct costs and liabilities associated with loyalty and rewards programs offered to commercial banking customers. This metric is a key indicator of the marketing and retention expenses tied to credit or debit card product offerings.