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Fifth Third Bank FITB Commercial Banking — Card and processing expense

Other segment segments

Consumer and Small Business Banking
$19M+11.8%
Wealth And Asset Management
$0-100%

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RBCAACard And Processing Expense
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$191K-26.5%
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UMB Financial logo
UMBFCommercial Banking — Noninterest Expense Payment Processing
$2.85M-10.2%
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FHBCommercial Banking Business — Costs And Expenses Card Rewards Program
-$8.4M-6.1%

Other financials

Income statement

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Revenue$2.8B+32.8%
Net income$165.0M-68.0%
EPS (diluted)$0.15-78.9%

Balance sheet

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Cash & equivalents$4.1B+35.7%
Total debt$20.0B+37.8%
Total equity$34.1B+67.2%
Total assets$297.04B+39.7%

Cash flow

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Operating cash flow-$1.1B-190%
CapEx$146.0M+24.8%
Free cash flow-$1.3B-212%

Valuation

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Market cap$51.03B+88.4%
Enterprise value$66.99B+73.5%
P/E23.5×+11.9×
P/S5.3×+2.1×

Profitability

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Net margin22.4%-4.7pp
FCF margin16.1%

Returns & leverage

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Return on equity8%-3.7pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fifth Third Bank in its filing.

Tagged under the XBRL concept fitb:CardAndProcessingExpense.

The official record: Fifth Third Bank’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth Third Bank's commercial banking — card and processing expense?
Fifth Third Bank (FITB) reported commercial banking — card and processing expense of $29M in Q1 2026.
How has Fifth Third Bank's commercial banking — card and processing expense changed year-over-year?
Fifth Third Bank's commercial banking — card and processing expense increased by 866.7% year-over-year, from $3M to $29M.
What is the long-term trend for Fifth Third Bank's commercial banking — card and processing expense?
Over 4 years (2021 to 2025), Fifth Third Bank's commercial banking — card and processing expense has grown at a 26.6% compound annual growth rate (CAGR), from $7M to $18M.
What does commercial banking — card and processing expense mean?
This metric captures the costs incurred by the commercial banking segment for processing card transactions and providing payment services to business clients. It reflects the operational costs associated with the bank's merchant services and commercial card programs. It is directly linked to the volume and complexity of payment processing services provided to clients.