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QCR Holdings QCRH Card Processing Expenses

Card Processing Expenses at other companies

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United BanksharesUBSI
$623K+3.8%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$80M-2.4%
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Republic BancorpRBCAA
$1.4M-14.4%
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City Holding CompanyCHCO
$2.12M-4.4%
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Pathward Financial, Inc.CASH
$33.48M-7.6%
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Banner CorporationBANR
$6.04M+5.1%

Other financials

Income statement

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Revenue$90.4M+17.6%
Net income$33.4M+29.4%
EPS (diluted)$1.99+30.9%

Balance sheet

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Total debt$2.0M-4.9%
Total equity$1.1B+9.7%
Total assets$9.6B+5.9%

Cash flow

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Operating cash flow$4.4M+224%
CapEx$12.3M+34.7%
Free cash flow-$7.9M+37.8%

Valuation

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Market cap$1.58B+18.6%
P/E11.7×-0.1×
P/S4.1×+0.2×

Profitability

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Net margin35.2%+2.2pp
FCF margin93.7%-22.1pp

Returns & leverage

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Return on equity12.6%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by QCR Holdings in its filing.

Tagged under the XBRL concept qcrh:CardProcessingExpenses.

The official record: QCR Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is QCR Holdings's card processing expenses?
QCR Holdings (QCRH) reported card processing expenses of $508K in Q1 2026.
How has QCR Holdings's card processing expenses changed year-over-year?
QCR Holdings's card processing expenses decreased by 14.5% year-over-year, from $594K to $508K.
What is the long-term trend for QCR Holdings's card processing expenses?
Over 3 years (2022 to 2025), QCR Holdings's card processing expenses has grown at a 5.2% compound annual growth rate (CAGR), from $1.96M to $2.29M.
What does card processing expenses mean?
This metric tracks the costs associated with processing credit and debit card transactions, including network fees, interchange costs, and third-party vendor charges. It is a direct reflection of the volume and activity level of the bank's card-based payment services. Managing these costs is critical for maintaining margins within the bank's retail and commercial payment product lines.