Skip to content
Screener

Card processing at other companies

QCR Holdings logo
QCR HoldingsQCRH
$496K-9.3%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$1.1M-5.1%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$1.1M-5.1%
QCR Holdings logo
QCR HoldingsQCRH
$496K-9.3%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$689K+11.0%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$689K+11.0%

Other financials

Income statement

See full
Revenue$189.6M-3.1%
Net income$29.0M-31.3%
EPS (diluted)$1.37-24.3%

Balance sheet

See full
Cash & equivalents$149.4M-42.2%
Total debt$223.8M+29.4%
Total equity$850.9M+3.9%
Total assets$7.3B+1.2%

Cash flow

See full
Operating cash flow$52.0M+71.1%
CapEx$3.4M+26.5%
Free cash flow$48.6M+75.4%

Valuation

See full
Market cap$1.8B+6.5%
Enterprise value$1.88B+16.8%
P/E10.3×+0.9×
P/S2.2×+0.1×

Profitability

See full
Net margin21.3%-0.4pp
FCF margin82.8%+49.5pp

Returns & leverage

See full
Return on equity21.1%-2.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:CardProcessingExpense.

The source filing: Pathward Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000907471-26-000034
(Dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Compensation and benefits52,36148,559159,630149,755
Refund transfer product expense2,7582,81811,95811,401
Refund advance expense90(74)1,5871,225
Card processing30,67136,19794,583105,750
Building and software13,05410,63337,83530,646
Operating lease equipment depreciation7,54511,56926,61534,775
Legal and consulting6,12211,09417,00722,197
Intangible amortization7187982,4072,693

Item 1. Financial Statements.

FAQ

What is Pathward Financial, Inc.'s card processing?
Pathward Financial, Inc. (CASH) reported card processing of $30.67M in Q2 2026.
How has Pathward Financial, Inc.'s card processing changed year-over-year?
Pathward Financial, Inc.'s card processing decreased by 15.3% year-over-year, from $36.2M to $30.67M.
What is the long-term trend for Pathward Financial, Inc.'s card processing?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s card processing has grown at a 50.2% compound annual growth rate (CAGR), from $27.2M to $138.44M.
What does card processing mean?
This encompasses the costs incurred for the authorization, settlement, and clearing of payment card transactions through third-party networks and processors. As a payments-focused financial institution, these expenses are core to the company's ability to facilitate nationwide transaction services. High levels of this expense typically correlate with increased transaction volume and payment processing activity.

Ask your AI about Pathward Financial, Inc.'s card processing.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude