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Card processing at other companies

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Banner CorporationBANR
$6.04M+5.1%
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QCR HoldingsQCRH
$508K-14.5%
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UMB FinancialUMBF
$11.84M-7.5%

Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:CardProcessingExpense.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s card processing?
Pathward Financial, Inc. (CASH) reported card processing of $33.48M in Q1 2026.
How has Pathward Financial, Inc.'s card processing changed year-over-year?
Pathward Financial, Inc.'s card processing decreased by 7.6% year-over-year, from $36.24M to $33.48M.
What is the long-term trend for Pathward Financial, Inc.'s card processing?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s card processing has grown at a 50.2% compound annual growth rate (CAGR), from $27.2M to $138.44M.
What does card processing mean?
This encompasses the costs incurred for the authorization, settlement, and clearing of payment card transactions through third-party networks and processors. As a payments-focused financial institution, these expenses are core to the company's ability to facilitate nationwide transaction services. High levels of this expense typically correlate with increased transaction volume and payment processing activity.