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OceanFirst Financial OCFC Check card processing

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Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.8%
Enterprise value$2.46B+24.8%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:CheckCardProcessing.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's check card processing?
OceanFirst Financial (OCFC) reported check card processing of $1.1M in Q1 2026.
How has OceanFirst Financial's check card processing changed year-over-year?
OceanFirst Financial's check card processing decreased by 6.2% year-over-year, from $1.17M to $1.1M.
What is the long-term trend for OceanFirst Financial's check card processing?
Over 4 years (2021 to 2025), OceanFirst Financial's check card processing has grown at a -3.0% compound annual growth rate (CAGR), from $5.18M to $4.58M.
What does check card processing mean?
This represents the operational expenses incurred for processing debit and check card transactions for customers. It includes fees paid to payment networks and third-party processors for facilitating electronic payments. Monitoring this metric helps assess the cost-to-serve for retail banking products and the scale of electronic transaction volume.