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OceanFirst Financial OCFC Return on equity

Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
M&T Bank logo
M&T BankMTB
10.3%+0.9pp
Valley National Bank logo
Valley National BankVLY
8.6%+3.1pp
WaFd, Inc. logo
WaFd, Inc.WAFD
8.4%+0.7pp
Bank First Corporation logo
Bank First CorporationBFC
10%-0.9pp
Heritage Financial logo
Heritage FinancialHFWA
7.3%+1.3pp

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Debt / equity0.9×+0.2×

Where this comes from

Calculated from OceanFirst Financial’s reported figures.

Based on trailing twelve months.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's return on equity?
OceanFirst Financial (OCFC) reported return on equity of 4.1% in Q1 2026.
How has OceanFirst Financial's return on equity changed year-over-year?
OceanFirst Financial's return on equity decreased by 24.8% year-over-year, from 5.5% to 4.1%.
What is the long-term trend for OceanFirst Financial's return on equity?
Over 5 years (2020 to 2025), OceanFirst Financial's return on equity has grown at a -2.5% compound annual growth rate (CAGR), from 4.8% to 4.2%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.