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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
M&T Bank logo
M&T BankMTB
30.4%+1.8pp
Valley National Bank logo
Valley National BankVLY
32.2%+8.6pp
WaFd, Inc. logo
WaFd, Inc.WAFD
32.8%+1.6pp
Heritage Financial logo
Heritage FinancialHFWA
26.5%+4.6pp
First Financial Corporation logo
First Financial CorporationTHFF
30.7%+5.5pp

Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.92B+103%
Enterprise value$4.01B+101%
P/E40.1×+29.3×
P/S4.3×+1.9×

Profitability

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FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Calculated from OceanFirst Financial’s reported figures.

Based on trailing twelve months.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120

FAQ

What is OceanFirst Financial's net margin?
OceanFirst Financial (OCFC) reported net margin of 10.8% in Q2 2026.
How has OceanFirst Financial's net margin changed year-over-year?
OceanFirst Financial's net margin decreased by 51.8% year-over-year, from 22.5% to 10.8%.
What is the long-term trend for OceanFirst Financial's net margin?
Over 5 years (2020 to 2025), OceanFirst Financial's net margin has grown at a 1.4% compound annual growth rate (CAGR), from 16.4% to 17.5%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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