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Pathward Financial, Inc. CASH Card Processing Expense

Card Processing Expense at other companies

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Other financials

Income statement

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Revenue$189.6M-3.1%
Net income$29.0M-31.3%
EPS (diluted)$1.37-24.3%

Balance sheet

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Cash & equivalents$149.4M-42.2%
Total debt$223.8M+29.4%
Total equity$850.9M+3.9%
Total assets$7.3B+1.2%

Cash flow

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Operating cash flow$52.0M+71.1%
CapEx$3.4M+26.5%
Free cash flow$48.6M+75.4%

Valuation

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Market cap$1.86B+10.0%
Enterprise value$1.94B+20.5%
P/E10.6×+1.2×
P/S2.3×+0.2×

Profitability

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Net margin21.3%-0.4pp
FCF margin82.8%+49.5pp

Returns & leverage

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Return on equity21.1%-2.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:CardProcessingExpense.

The source filing: Pathward Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000907471-26-000034
(Dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Compensation and benefits52,36148,559159,630149,755
Refund transfer product expense2,7582,81811,95811,401
Refund advance expense90(74)1,5871,225
Card processing30,67136,19794,583105,750
Building and software13,05410,63337,83530,646
Operating lease equipment depreciation7,54511,56926,61534,775
Legal and consulting6,12211,09417,00722,197
Intangible amortization7187982,4072,693

Item 1. Financial Statements.

FAQ

What is Pathward Financial, Inc.'s card processing expense?
Pathward Financial, Inc. (CASH) reported card processing expense of $30.67M in Q2 2026.
How has Pathward Financial, Inc.'s card processing expense changed year-over-year?
Pathward Financial, Inc.'s card processing expense decreased by 15.3% year-over-year, from $36.2M to $30.67M.
What is the long-term trend for Pathward Financial, Inc.'s card processing expense?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s card processing expense has grown at a 50.2% compound annual growth rate (CAGR), from $27.2M to $138.44M.
What does card processing expense mean?
Card Processing Expense as reported by Pathward Financial, Inc. Common Stock.

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