Bread Financial Holdings BFH Card and processing expenses

Card and processing expenses at other companies

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$623K+3.8%

Fifth Third BankFITB

$79M+276%

Fifth Third BankFITB

$19M+11.8%

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$7.33M+43.4%

First Hawaiian, Inc.FHB

$8.4M+6.1%

First Financial BanksharesFFIN

$3.11M-7.9%

Questions, answered.

What is Bread Financial Holdings's card and processing expenses?

Bread Financial Holdings (BFH) reported card and processing expenses of $80M in Q1 2026.

How has Bread Financial Holdings's card and processing expenses changed year-over-year?

Bread Financial Holdings's card and processing expenses decreased by 2.4% year-over-year, from $82M to $80M.

What is the long-term trend for Bread Financial Holdings's card and processing expenses?

Over 4 years (2021 to 2025), Bread Financial Holdings's card and processing expenses has grown at a -0.1% compound annual growth rate (CAGR), from $323M to $322M.

What does card and processing expenses mean?

This metric includes the costs associated with card issuance, transaction processing, and network fees required to maintain credit card operations. It is a direct variable cost linked to the volume of card activity and the scale of the portfolio. Managing these expenses is critical for maintaining healthy operating margins in the credit card business.