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Republic Bancorp RBCAA Card And Processing Expense

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept rbcaa:CardAndProcessingExpense.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Occupancy3,4603,3917,1086,955
Marketing and development3,0971,2434,8752,630
FDIC insurance expense7207311,5521,550
Interchange related expense1,4051,4882,8063,124
Legal and professional fees8366661,2861,784
Core conversion and related contract consulting fees1825,896
FHLB advances early termination penalties2,316
Other4,4174,4479,1758,705

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's card and processing expense?
Republic Bancorp (RBCAA) reported card and processing expense of $1.41M in Q2 2026.
How has Republic Bancorp's card and processing expense changed year-over-year?
Republic Bancorp's card and processing expense decreased by 5.6% year-over-year, from $1.49M to $1.41M.
What is the long-term trend for Republic Bancorp's card and processing expense?
Over 4 years (2021 to 2025), Republic Bancorp's card and processing expense has grown at a 6.5% compound annual growth rate (CAGR), from $4.96M to $6.37M.
What does card and processing expense mean?
Card And Processing Expense as reported by Republic Bancorp Inc/KY.

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