What is Republic Bancorp's market cap?

Republic Bancorp (RBCAA) has a market capitalization of $2.0B and trades on NASDAQ.

What is Republic Bancorp's revenue and profitability?

Republic Bancorp generated $409.5M in trailing twelve-month revenue with net income of $128.0M, representing a net margin of 31.3%, with free cash flow of $136.2M. These figures are based on the Q2 2026 filing.

Who are Republic Bancorp's competitors?

Republic Bancorp's key competitors include Kentucky First Federal Bancorp, RBB Bancorp Common Stock, Renasant Corporation, and others. These companies compete in similar markets and product categories.

Who does Republic Bancorp partner with?

Republic Bancorp's notable partners include Mastercard.

What subsidiaries does Republic Bancorp have?

Republic Bancorp's subsidiaries include Republic Bank & Trust Company, RBT Insurance Agency LLC.

Where is Republic Bancorp headquartered?

Republic Bancorp is headquartered in United States of America and employs approximately 1,028 people. It has been publicly traded since 1998.

Republic Bancorp (RBCAA) Stock Fundamentals & Financials

Republic Bancorp Inc. is a financial holding company that provides a diverse range of traditional and non-traditional banking products through its subsidiary, Republic Bank & Trust Company.

Market cap

$1.97B+47.4%

Revenue$409.5M+0.5%

Net income$128.0M+3.0%

Free cash flow$136.2M-17.0%

EPS (diluted)$5.90+15.7%

Trailing twelve months · change vs. prior year

Earnings

Q2 2026 report

July 24, 2026

Revenue$101.3MBeat by $3.7M EPS$1.68Beat by $0.13

Read the full report

Next report

Oct 16, 2026 (in 2 months)

Revenue estimate$101.1M

EPS estimate$1.63

Financials

Q2 2026

Income statement

See full

Revenue$101.3M+7.9%

Net income$32.9M+4.4%

EPS (diluted)$1.68+4.3%

Balance sheet

See full

Cash & equivalents$354.1M-27.0%

Total debt$30.1M-14.9%

Total equity$1.2B+9.1%

Total assets$7.1B+1.3%

Cash flow

See full

Operating cash flow$1.1M-87.3%

CapEx$1.2M-63.5%

Valuation & ratios

Valuation

See full

Market cap$1.97B+47.4%

Enterprise value$1.64B+85.6%

P/E15.4×+4.6×

P/S4.8×+1.5×

Profitability

See full

Net margin31.3%+0.7pp

Returns & leverage

See full

Return on equity11.5%-0.8pp

Debt / equity0×0.0×

Segments

By product

See full

Deposit Account$4.1M+16.1%

Credit And Debit Card$3.6M+13.2%

Transfer Agent$3.2M+25.0%

Financial Service Other$911.0K-27.5%

Gain Loss On Other Real Estate Owned-$41.0K+22.6%

By segment

See full

Warehouse Lending$3.8M+5.5%

Republic Payment Solutions$3.8M-12.8%

Tax Refund Solutions$3.3M+17.5%

Competitors

By market cap

Regions Financial$27.2B+22.3%

Renasant$4.0B+16.9%

Republic Bancorp$2.0B+47.4%

Red River Bancshares, Inc.$665.1M+64.6%

RBB Bancorp$456.2M+38.5%

Richmond Mutual Bancorporation, Inc.$254.8M+88.6%

Ohio Valley Banc Corp$202.1M+24.3%

Kentucky First Federal Bancorp$45.1M+81.0%

By revenue growth

Renasant+32.8%

RBB Bancorp+19.1%

Richmond Mutual Bancorporation, Inc.+15.5%

Red River Bancshares, Inc.+13.5%

Ohio Valley Banc Corp+6.6%

Regions Financial+4.4%

Republic Bancorp+0.5%

By net margin

RBB Bancorp720.33%+248pp

Red River Bancshares, Inc.34.52%+2.4pp

Republic Bancorp31.26%+0.7pp

Regions Financial29.3%+0.8pp

Renasant28.66%+9.3pp

Richmond Mutual Bancorporation, Inc.23.09%+2.0pp

Ohio Valley Banc Corp22.75%+3.0pp

Profile

Republic Bancorp Inc. is a financial holding company that provides a diverse range of traditional and non-traditional banking products through its subsidiary, Republic Bank & Trust Company. The company operates a network of full-service banking centers in the Midwest and Southeast while leveraging digital and third-party channels to deliver specialized financial services nationwide. Its core value proposition combines personalized community banking with high-volume payment processing and tax-related financial solutions.

Competitive position

A leading Kentucky-based financial holding company that differentiates itself through a hybrid model of traditional regional banking and national niche processing businesses.

GeographiesUnited States, Kentucky, Indiana, Florida, Tennessee, Ohio

Customer segmentsRetail consumers, Commercial enterprises, Mortgage bankers, Taxpayers

Business modelInterest Income, Fee-based services, B2B2C, Loan Origination and Servicing

SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB), Depositors, Technology and software providers

CustomersRetail borrowers, Commercial businesses, Tax preparation firms, Secondary market loan investors

CountryUnited States of America

Listed1998

Employees1.0K

CEOSteven E. Trager

SectorFinancial Services

IndustryBanks - Regional

Websiterepublicbank.com

FilingsSEC EDGAR

FAQ

What is Republic Bancorp's market cap?: Republic Bancorp (RBCAA) has a market capitalization of $2.0B and trades on NASDAQ.
What is Republic Bancorp's revenue and profitability?: Republic Bancorp generated $409.5M in trailing twelve-month revenue with net income of $128.0M, representing a net margin of 31.3%, with free cash flow of $136.2M. These figures are based on the Q2 2026 filing.
Who are Republic Bancorp's competitors?: Republic Bancorp's key competitors include Kentucky First Federal Bancorp, RBB Bancorp Common Stock, Renasant Corporation, and others. These companies compete in similar markets and product categories.
Who does Republic Bancorp partner with?: Republic Bancorp's notable partners include Mastercard.
What subsidiaries does Republic Bancorp have?: Republic Bancorp's subsidiaries include Republic Bank & Trust Company, RBT Insurance Agency LLC.
Where is Republic Bancorp headquartered?: Republic Bancorp is headquartered in United States of America and employs approximately 1,028 people. It has been publicly traded since 1998.

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