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Renasant

RNST

Renasant Corporation is a regional financial services holding company that operates primarily through Renasant Bank and Park Place Capital.

Market cap
$4.02B+16.4%
Revenue$1.1B+32.8%
Net income$314.1M+96.6%
EPS (diluted)$3.38+34.1%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 27, 2026 (in 3 months)
Revenue estimate$282.1M
EPS estimate$0.94

Financials

Q2 2026

Income statement

See full
Revenue$273.9M+2.5%
Net income$87.1M+8,455%
EPS (diluted)$0.94+9,300%

Balance sheet

See full
Cash & equivalents$881.2M-36.1%
Total debt$1.1B+15.5%
Total equity$3.9B+2.4%
Total assets$27.0B+1.4%

Valuation & ratios

Valuation

See full
Market cap$3.98B+16.4%
Enterprise value$4.21B+41.4%
P/E12.7×-8.6×
P/S3.6×-0.5×

Profitability

See full
Net margin28.7%+9.3pp

Returns & leverage

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Return on equity8.2%+3.0pp
Debt / equity0.3×0.0×

Competitors

Profile

Renasant Corporation is a regional financial services holding company that operates primarily through Renasant Bank and Park Place Capital. The company provides a comprehensive suite of retail and commercial banking, wealth management, and mortgage services across the Southeastern United States. Its core value proposition centers on a community-focused franchise model that empowers local decision-making while leveraging centralized corporate support functions.

Competitive position

A significant regional player in the Southeast US banking market, utilizing a community-centric franchise model to compete against both larger national banks and local credit unions.

GeographiesUnited States, Southeastern US, Mississippi, Alabama, Tennessee, Georgia
Customer segmentsCommercial, Retail, Institutional
Business modelInterest Income, Fee-based Services, Asset Management
SuppliersFederal Reserve System, Federal Home Loan Bank, Depositors, Technology and Data Processing Providers
CustomersHomeowners, Commercial Real Estate Developers, Small Business Owners, Corporate Borrowers, Trust Beneficiaries
Listed1992
Employees2.3K
CEOKevin D. Chapman
FilingsSEC EDGAR

FAQ

What is Renasant's market cap?
Renasant (RNST) has a market capitalization of $4.0B and trades on NYSE.
What is Renasant's revenue and profitability?
Renasant generated $1.1B in trailing twelve-month revenue with net income of $314.1M, representing a net margin of 28.7%. These figures are based on the Q2 2026 filing.
Who are Renasant's competitors?
Renasant's key competitors include Regions Financial Corporation, Trustmark Corporation, Old National Bancorp, and others. These companies compete in similar markets and product categories.
Who does Renasant partner with?
Renasant's notable partners include Fannie Mae, Freddie Mac, Ginnie Mae.
What subsidiaries does Renasant have?
Renasant's subsidiaries include Renasant Bank, Park Place Capital Corporation, Republic Business Credit, and others.
Where is Renasant headquartered?
Renasant is headquartered in United States of America and employs approximately 2,300 people. It has been publicly traded since 1992.