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Republic Bancorp RBCAA Tax Refund Solutions — Revenue

Other segment segments

Warehouse Lending
$3.77M+5.5%
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$3.75M-12.8%

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Interchange fee income3,5903,59033333,623
Program fees (1)7434,3155,0585,058
Increase in cash surrender value of BOLI (1)943943943
Net losses on other real estate owned(41)(41)(41)
Other90790744911
Total noninterest income11,2422311,2653,2457444,3158,30419,569
Total net revenue$71,617$3,767$75,384$3,272$3,750$18,865$25,887$101,271
Net-revenue concentration (2)70%4%74%3%4%19%26%100%

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's tax refund solutions — revenue?
Republic Bancorp (RBCAA) reported tax refund solutions — revenue of $3.27M in Q2 2026.
How has Republic Bancorp's tax refund solutions — revenue changed year-over-year?
Republic Bancorp's tax refund solutions — revenue increased by 17.5% year-over-year, from $2.79M to $3.27M.
What is the long-term trend for Republic Bancorp's tax refund solutions — revenue?
Over 4 years (2021 to 2025), Republic Bancorp's tax refund solutions — revenue has grown at a 6.1% compound annual growth rate (CAGR), from $38.19M to $48.44M.
What does tax refund solutions — revenue mean?
This represents the total top-line revenue generated by the tax refund solutions business segment, combining both interest and noninterest income streams. It serves as a primary measure of the segment's market scale and overall business volume. Tracking this helps investors understand the segment's contribution to the total enterprise revenue.

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