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OceanFirst Financial OCFC Check Card Processing

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Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:CheckCardProcessing.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120
Line itemFor the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Marketing1,8941,5412,8572,649
Federal deposit insurance and regulatory assessments4,1302,8987,3455,881
Data processing7,6556,80814,70713,455
Check card processing1,0971,1562,1952,326
Professional fees3,4054,3366,6276,761
Amortization of intangibles2,5869063,4341,846
Merger related expenses42,76546,915
Restructuring (release) charges(71)57

Item 4. Controls and Procedures

FAQ

What is OceanFirst Financial's check card processing?
OceanFirst Financial (OCFC) reported check card processing of $1.1M in Q2 2026.
How has OceanFirst Financial's check card processing changed year-over-year?
OceanFirst Financial's check card processing decreased by 5.1% year-over-year, from $1.16M to $1.1M.
What is the long-term trend for OceanFirst Financial's check card processing?
Over 4 years (2021 to 2025), OceanFirst Financial's check card processing has grown at a -3.0% compound annual growth rate (CAGR), from $5.18M to $4.58M.
What does check card processing mean?
Check Card Processing as reported by OceanFirst Financial Corp.

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