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Fifth Third Bank Income Statement

Revenue, expenses, and profitability over time

Fifth Third Bank generated $9.7B in trailing twelve-month revenue, up 0.1% year-over-year. Net income was $2.2B with a 22.37% net margin. Diluted EPS is $2.98, which declined 0.1% year-over-year. Based on the Q1 2026 filing.

Total Revenue (TTM)$9.7BNet Income (TTM)$2.2BEps Diluted (TTM)$2.98
Latest FilingQ1 2026
Report Date2026-05-05
Market Cap$49.6B
P/E Ratio22.83
ROE7.97%

Operating Expenses

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Compensation and benefits$664M$750M$698M$685M$683M$1.4B
Depreciation and amortization—$8M———$45M
Occupancy and equipment$88M$87M$83M$89M$89M$140M
Other operating expenses$232M$223M$215M$226M$251M$415M
Provision for credit losses$179M$174M$173M$197M$118M$227M

Earnings Per Share

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Basic earnings per share$0.86$0.71$0.88$0.91$1.05$0.16
Diluted earnings per share$0.86$0.71$0.88$0.91$1.04$0.15
Weighted-average shares, basic682.2M671.1M670.8M666.4M668.1M825.1M
Weighted-average shares, diluted687.3M676M674M670.9M672.5M830.3M

Income Before Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income before income taxes$765M$653M$808M$837M$913M$207M

Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income tax expense$145M$138M$180M$188M$182M$42M

Other Income & Expense

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest expense$1.1B$995M$989M$999M$939M$1B
Interest income$1.8B$1.8B$1.9B$1.9B$1.9B$2.3B
Net investment gains (losses)—-$9M$16M$10M—-$12M
Gain on retained interest in Sandisk—-$9M$21M$7M—-$12M
Impairment of strategic investments—$0$0$0—$0

Net Income

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net income$620M$515M$628M$649M$731M$165M

Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net interest income$1.4B$1.4B$1.5B$1.5B$1.5B$1.9B
Total noninterest income$732M$694M$750M$781M$811M$895M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Adjustments To Additional Paid In Capital Sharebased Compensation And Exercise Of Stock Options—$16M$31M$23M—$70M
Impairment losses—$0$0$0—$0
Income tax credits and Other income tax benefits recognized in tax provision—$56M$72M$71M—$24M
Investment Program, Proportional Amortization Method, Applied, Amortization Expense—$47M$59M$54M—$20M
Amortization of capitalized software and acquired intangible assets—$8M———$45M
Stock options excluded as their inclusion would be anti-dilutive (in shares)—2M3M0—2M
Average assets (a)—$210.6B$210.6B$211.8B—$265.6B
Capital markets fees$123M$90M$90M$115M$121M$134M
Card and processing expense$21M$21M$22M$22M$27M$79M
Cash Acquired From Acquisition—$0———$740M
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation—-$5M-$37M-$71M—$585M
Commercial banking revenue$110M$80M$79M$87M$102M$105M
Commercial payments revenue$155M$153M$152M$157M$168M$218M
Dividends declared (in dollars per share)—$0.37$0.37$0.40—$0.40
Communications And Information Technology$123M$123M$126M$128M$138M$204M
Comprehensive Income (Loss), Net of Tax, Attributable to Parent—$1.3B———$41M
Consumer banking revenue$137M$137M$147M$144M$143M$146M
Contractual service fees, late fees and other ancillary fees included in income—$74M$73M$73M—$70M
Debt securities, available-for-sale, gain (loss)—$0$0$0—$0
Debt Securities, Available-for-Sale, Realized Loss—$5M$1M$3M—$7M
Net unrealized losses—$0—$0—-$1M
Deferred taxes$64M$5M-$18M$56M$97M$13M
Depreciation, Amortization and Accretion, Net$124M$135M$138M$139M$142M$199M
Direct Financing Lease Lease Income—$10M$10M$10M—$8M
Dividends, Common Stock, Cash—$251M$250M$269M—$368M
Dividends on preferred shares$38M$37M$37M$41M$32M$37M
Effective tax rates—$0.2$0.2$0.2—$0.2
Equipment$39M$42M$41M$44M$43M$55M
Distributions of earnings from equity method investees$12M$10M$12M$9M$10M$12M
Gain on sale of equity security—$0-$5M$3M—$1M
Equity Securities Without Readily Determinable Fair Value Upward Price Adjustment Annual Amount—$4M$0$0—$0
Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount—$4M$0$0—$0
Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss—-$45M-$19M-$27M—-$3M
Purchases—$8M$15M$12M—$12M
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Into Level3—$2M$1M$1M—$2M
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements—-$1M-$16M$8M—-$23M
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1—-$51M-$38M-$37M—-$15M
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Other Comprehensive Income Loss—$0$0$0—$0
Fees And Commissions Mortgage Banking And Servicing$57M$57M$56M$58M$56M$44M
Gross charge-offs—$173M$194M$382M—$187M
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)—$136M$139M$339M—$144M
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery—$37M$55M$43M—$43M
Provision for credit losses—$168M$167M$192M—$152M
Amortized Cost—$254M$377M$349M—$362M
Allowance on PSLs at acquisition—————$481M
Initial allowance for credit losses on newly purchased credit-deteriorated assets during the period—————$180M
% of total class of receivables—0.2%0.3%0.3%—0.2%
Gain Loss On Sale And Fair Value Adjustment On Loans And Leases$4M$13M$22M$17M$20M$9M
Net gains/(losses) on sales of loans and lending-related commitments—$14M$19M$22M—$23M
Goodwill Additions—$7.3M$7.3M$7.3M$7.3M$5B
Goodwill Transfers—$0$0$0$0—
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Including FTE Adjustments—$658M$813M$842M—$212M
Income Taxes Paid, Net—-$3M$21M$102M—$9M
Increase (Decrease) in Deposits—-$1.7B-$1.3B——-$3.4B
Increase (Decrease) in Other Operating Assets$1.3B-$755M-$84M——$566M
Other liabilities$163M-$539M—-$83M-$1M-$620M
Increase (Decrease) in Debt Securities, Trading, and Equity Securities, FV-NI—$74M$17M$2M$22M$196M
Add - Incremental shares under stock-based compensation plans (in shares)—5M3M5M—5M
Interest and Dividend Income, Operating$2.5B$2.4B$2.5B$2.5B$2.5B$3B
Interest and Dividend Income, Securities, Operating$465M$451M$458M$444M$431M$501M
Interest and Fee Income, Loans and Leases$1.8B$1.8B$1.9B$1.9B$1.9B$2.3B
Interest Expense, Deposits$856M$743M$732M$750M$726M$813M
Interest Expense, Long-Term Debt$210M$194M$196M$188M$179M$220M
Interest Income (Expense), after Provision for Loan Loss, Including FTE Adjustments—$1.3B$1.3B$1.3B—$1.7B
Interest Income (Expense), after Provision for Loan Loss$1.3B$1.3B$1.3B$1.3B$1.4B$1.7B
Interest Income (Expense), Operating$1.4B$1.4B$1.5B$1.5B$1.5B$1.9B
Interest Income (Expense), Operating, Including FTE Adjustments—$1.4B$1.5B$1.5B—$1.9B
Interest Paid, Excluding Capitalized Interest, Operating Activity—$1.1B$910M$1.1B—$1.1B
Investment Banking Advisory Brokerage And Underwriting Fees And Commissions$164M$172M$166M$181M$185M$233M
Changes in carrying amounts of equity method investments—$2M$2M$2M—$2M
Loan modification program, loans excluded from modification program—$19M$19M$18M—$22M
Servicing of residential mortgage loans for other investors—$92.8B———$86.7B
Marketing$23M$28M$43M$34M$37M$50M
MSR fair value adjustment—$50M$50M$39M$30M$38M
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation-$1.2B-$1.2B-$3.8B——-$3.7B
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation$1.1B-$67M$2.4B-$3.4B-$857M$5.4B
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation$0$1.2B$1.3B$1B$929M-$1.1B
Noninterest Expense$1.2B$1.3B$1.3B$1.3B$1.3B$2.4B
Number of reportable segments—3.00———3.00
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), after Tax—-$25M-$22M-$25M—-$22M
Occupancy and Related Charges$36M$30M$36M$39M$41M$42M
Lease income — operating leases—$20M$20M$21M—$21M
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent—$974M———-$162M
Net gains (losses) deferred—$193M$110M-$19M—-$62M
Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Reclassification After Tax—-$42M-$38M-$33M—-$16M
Other Comprehensive Income Loss Cash Flow Hedge Reclassification For Discontinuance Before Tax—$0$0$0—$0
Other comprehensive income/(loss)—$741M———-$124M
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent—$233M———-$38M
Net unrealized gains (losses) on securities still held—$481M$179M$230M—-$100M
Other Interest And Dividend Income$227M$165M$145M$166M$175M$178M
Payment for Origination and Purchase, Loan, Held-for-Sale$1.2B$912M$1.3B$1.4B$1.6B$1.8B
Payment for (Proceeds from) Other Investing Activity—$187M———$388M
Payments For (Proceeds From) Portfolio Loans And Leases$3.4B$2.6B$475M$1.1B$0$3.5B
Payments For Proceeds From Short Term Investments—-$2.2B-$1.9B$4.2B—-$12.7B
Payments for Repurchase of Common Stock$300M$225M—$300M—$0
Payments of Dividends$289M$297M$284M$285M$297M$308M
Payments to Acquire Debt Securities, Available-for-Sale—$1.4B———$6.3B
Payments to Acquire Held-to-Maturity Securities—$0———$1.8B
Payments to Acquire Property, Plant, and Equipment$145M$117M$143M$160M$164M$146M
Proceeds from Equity Method Investment, Distribution, Return of Capital$3M$4M$7M$2M$4M$4M
Debt issued (Note 13)$3M$998M$30M$38M$17M$2.1B
Proceeds from Life Insurance Policy$9M$12M$14M$7M$5M$21M
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities—$140M———$488M
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale$1.8B$913M$2.3B$1.9B$2.4B$1.6B
Financing — other-$6M-$56M-$5M-$6M-$7M-$76M
Proceeds From (Payments For) Other Short-Term Borrowings And Federal Funds Purchased-$553M$23M—-$14M$67M-$60M
Sale of investments$339M$956M$1.4B$2.4B$236M$2B
Proceeds from Sale, Loan, Held-for-Investment—$79M$94M$66M—$90M
Proceeds From Sale Of Loans Held For Sale$1.2B$1B$1.2B$1.5B$1.5B$1.3B
Residential mortgage loan sales—$1B$1.2B$1.4B—$1.3B
Proceeds from Short-Term Debt$3.6B$1B$1.5B$2.2B$0$750M
Bank premises and equipment to OREO—$4M$8M$2M—$1M
Repayments of Long-Term Debt$2.6B$867M$113M$898M$104M$2.4B
Repayments of Short-Term Debt—$0$3.6B$500M$4.4B$300M
Sales-type lease revenue—$26M$27M$27M—$31M
Servicing Asset At Fair Value Additions—$9M$16M$11M—$23M
Changes in valuation inputs or assumptions—-$16M-$9M——$1M
Servicing Asset At Fair Value Other Changes In Fair Value—-$34M-$41M-$40M—-$39M
Stock-based compensation$31M$73M$35M$27M$28M$145M
Stock Issued During Period Value Acquisitions—$0———$12.7B
Total Available For Sale And Trading Securities Gains Losses—-$9M$16M$10M—-$12M
Total Trading Securities Gains Losses—$0—$0—-$1M
Transfer from trading securities to investment securities—$2M—$2M—$2M
Loans reclassified to held for sale—$38M$100M$35M—$199M
Transfer To Other Real Estate—$5M$6M$6M—$6M
Treasury stock, value, acquired—$226M—$303M——

Cost of Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Total interest expense (banking)$42M$58M———$5M