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First Hawaiian, Inc. FHB Retail Banking Business — Occupancy Net

Other segment segments

Corporate And Other Nonoperating
-$652K
Commercial Banking Business
$486K-1.8%

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Other financials

Income statement

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Revenue$220.3M+4.4%
Net income$78.5M+7.2%
EPS (diluted)$0.64+10.3%

Balance sheet

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Total debt$60.9M-80.5%
Total equity$2.9B+5.8%
Total assets$24.6B+3.2%

Cash flow

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Operating cash flow$8.7M-93.6%
CapEx$4.3M-47.0%
Free cash flow$155.4M+443%

Valuation

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Market cap$3.35B+12.9%
P/E11.6×-0.5×

Profitability

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Net margin32%+3.1pp
FCF margin48.3%+16.9pp

Returns & leverage

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Return on equity10.5%+1.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by First Hawaiian, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: First Hawaiian, Inc.’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-054867
(dollars in thousands)Three Months Ended / Retail / BankingThree Months Ended / Commercial / BankingThree Months Ended / Corporate/ / OtherThree Months Ended / Consolidated / Total
Noninterest income28,13918,6046,07652,819
Salaries and employee benefits(26,522)(5,011)(32,557)(64,090)
Contracted services and professional fees(2,671)(4,019)(7,274)(13,964)
Occupancy(7,982)(486)652(7,816)
Equipment(1,445)(476)(12,860)(14,781)
Card rewards program(8,404)(8,404)
Other segment items (2)(37,950)(1,881)21,001(18,830)
Noninterest expense(76,570)(20,277)(31,038)(127,885)

Item 1. Financial Statements (unaudited)

FAQ

What is First Hawaiian, Inc.'s retail banking business — occupancy net?
First Hawaiian, Inc. (FHB) reported retail banking business — occupancy net of $7.98M in Q1 2026.
How has First Hawaiian, Inc.'s retail banking business — occupancy net changed year-over-year?
First Hawaiian, Inc.'s retail banking business — occupancy net increased by 9.4% year-over-year, from $7.3M to $7.98M.
What is the long-term trend for First Hawaiian, Inc.'s retail banking business — occupancy net?
Over 3 years (2022 to 2025), First Hawaiian, Inc.'s retail banking business — occupancy net has grown at a 0.8% compound annual growth rate (CAGR), from $29.5M to $30.25M.
What does retail banking business — occupancy net mean?
This metric reflects the net costs associated with maintaining physical branch locations, including rent, utilities, and property maintenance. It is a key measure of the overhead required to sustain a physical retail presence and footprint.

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