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Orange County Bancorp OBT Banking — Occupancy Net

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$135K-17.2%

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Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's banking — occupancy net?
Orange County Bancorp (OBT) reported banking — occupancy net of $1.2M in Q1 2026.
How has Orange County Bancorp's banking — occupancy net changed year-over-year?
Orange County Bancorp's banking — occupancy net increased by 7.8% year-over-year, from $1.11M to $1.2M.
What is the long-term trend for Orange County Bancorp's banking — occupancy net?
Over 2 years (2023 to 2025), Orange County Bancorp's banking — occupancy net has grown at a 3.6% compound annual growth rate (CAGR), from $4.21M to $4.51M.
What does banking — occupancy net mean?
This reflects the net costs associated with maintaining physical branch locations and office facilities, including rent, utilities, and maintenance. It measures the overhead efficiency of the bank's physical footprint.