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Orange County Bancorp OBT Wealth Management — Occupancy Net

Other segment segments

Banking
$1.2M+7.8%

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Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's wealth management — occupancy net?
Orange County Bancorp (OBT) reported wealth management — occupancy net of $135K in Q1 2026.
How has Orange County Bancorp's wealth management — occupancy net changed year-over-year?
Orange County Bancorp's wealth management — occupancy net decreased by 17.2% year-over-year, from $163K to $135K.
What is the long-term trend for Orange County Bancorp's wealth management — occupancy net?
Over 2 years (2023 to 2025), Orange County Bancorp's wealth management — occupancy net has grown at a 5.5% compound annual growth rate (CAGR), from $555K to $618K.
What does wealth management — occupancy net mean?
This metric captures the net costs associated with maintaining physical office space, including rent, utilities, and maintenance, specifically allocated to the wealth management segment. It provides insight into the fixed overhead burden required to support the segment's physical footprint.