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Financial Institutions FISI Financing Receivables

Financing Receivables at other companies

M&T Bank logo
M&T BankMTB
$139.91B+4.0%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$4.72B+44.7%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$2.37B+6.8%
Center Bancorp logo
Center BancorpCNOB
$11.74B+44.6%
Customers Bancorp logo
Customers BancorpCUBI
$284.71M+26.8%
Capital City Bank Group logo
Capital City Bank GroupCCBG

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$820.77M+64.0%
Enterprise value$982.29M+49.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: Financial Institutions’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-203962
(Dollars in thousands, except share and per share data)March 31, 2026December 31, 2025
Securities available for sale, at fair value (amortized cost of $1,047,694 and $958,142, respectively)1,003,697922,472
Securities held to maturity, at amortized cost (net of allowance for credit losses of $2) (fair value of $73,283 and $76,256, respectively)82,07484,708
Loans held for sale1,0343,365
Loans (net of allowance for credit losses of $44,661 and $47,386, respectively)4,582,9264,610,480
Company owned life insurance179,159176,394
Premises and equipment, net38,41739,894
Goodwill58,12158,121
Other intangible assets, net2,1242,222

ITEM 1. Financial Statements

FAQ

What is Financial Institutions's financing receivables?
Financial Institutions (FISI) reported financing receivables of $4.58B in Q1 2026.
How has Financial Institutions's financing receivables changed year-over-year?
Financial Institutions's financing receivables increased by 1.7% year-over-year, from $4.5B to $4.58B.
What is the long-term trend for Financial Institutions's financing receivables?
Over 5 years (2020 to 2025), Financial Institutions's financing receivables has grown at a 5.3% compound annual growth rate (CAGR), from $3.56B to $4.61B.

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