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Financial Institutions FISI Lease Liability Payments - Due Year Four

Lease Liability Payments - Due Year Four at other companies

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M&T BankMTB
$89M-6.3%

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$814.46M+62.7%
Enterprise value$975.98M+48.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour.

The source filing: Financial Institutions’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-203962
Twelve months ended March 31,
$2026$2,359
20273,075
20282,754
20292,455
20302,355
Thereafter37,558
Total future minimum operating lease payments50,556
Amounts representing interest(18,536)

ITEM 1. Financial Statements

FAQ

What is Financial Institutions's lease liability payments - due year four?
Financial Institutions (FISI) reported lease liability payments - due year four of $2.46M in Q1 2026.
How has Financial Institutions's lease liability payments - due year four changed year-over-year?
Financial Institutions's lease liability payments - due year four decreased by 3.1% year-over-year, from $2.53M to $2.46M.
What is the long-term trend for Financial Institutions's lease liability payments - due year four?
Over 5 years (2020 to 2025), Financial Institutions's lease liability payments - due year four has grown at a 13.3% compound annual growth rate (CAGR), from $1.26M to $2.36M.
What does lease liability payments - due year four mean?
The contractual cash obligations for operating and finance leases due in the fourth year following the balance sheet date. This is part of the long-term lease maturity schedule that helps investors assess the company's future fixed cost burden. It allows for better modeling of long-term capital allocation and cash flow stability.

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