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Financial Institutions FISI Loans held for sale

Loans held for sale at other companies

KeyCorp logo
KeyCorpKEY
$876M+8.0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$25.09M+17.0%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$1.92M-35.5%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$4.91M+34.7%
HBT
HBT Financial, Inc.HBT
$3.25M+19.3%
Center Bancorp logo
Center BancorpCNOB
$10.22M+4,960%

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+53.9%
Enterprise value$900.46M+66.8%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The official record: Financial Institutions’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's loans held for sale?
Financial Institutions (FISI) reported loans held for sale of $1.03M in Q1 2026.
How has Financial Institutions's loans held for sale changed year-over-year?
Financial Institutions's loans held for sale increased by 167.2% year-over-year, from $387K to $1.03M.
What is the long-term trend for Financial Institutions's loans held for sale?
Over 5 years (2020 to 2025), Financial Institutions's loans held for sale has grown at a -4.8% compound annual growth rate (CAGR), from $4.31M to $3.37M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.