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Financial Institutions FISI Loans held for sale

Loans held for sale at other companies

KeyCorp logo
KeyCorpKEY
$876M+8.0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$34.28M+78.7%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$2.86M+31.6%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$23.7M+125%
HBT
HBT Financial, Inc.HBT
$3.86M+66.5%
FRA
Franklin Financial Services CorporationFRAF
$2.8M+88.2%

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$820.77M+64.0%
Enterprise value$982.29M+49.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The source filing: Financial Institutions’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:06 PM EDT
Accession
0001193125-26-314084

FAQ

What is Financial Institutions's loans held for sale?
Financial Institutions (FISI) reported loans held for sale of $2.5M in Q2 2026.
How has Financial Institutions's loans held for sale changed year-over-year?
Financial Institutions's loans held for sale increased by 6.2% year-over-year, from $2.36M to $2.5M.
What is the long-term trend for Financial Institutions's loans held for sale?
Over 5 years (2020 to 2025), Financial Institutions's loans held for sale has grown at a -4.8% compound annual growth rate (CAGR), from $4.31M to $3.37M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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