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Financial Institutions FISI Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

KeyCorp logo
KeyCorpKEY
$36M+20.0%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$398K+21.0%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$592K-38.5%
FRA
Franklin Financial Services CorporationFRAF
$227K+72.0%
SB Financial Group logo
SB Financial GroupSBFG
$1.6M-2.7%
First Community Corporation logo
First Community CorporationFCCO

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$820.77M+64.0%
Enterprise value$982.29M+49.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The source filing: Financial Institutions’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-203962
(In thousands, except per share amounts)Three months ended March 31, 2026Three months ended March 31, 2025
Investments in limited partnerships224415
Loan servicing151123
Income from derivative instruments, net239250
Net gain on sale of loans held for sale125117
Net gain on sale of investment securities328
Net loss on other assets(481)
Net loss on tax credit investments(452)(514)
Other1,7701,576

ITEM 1. Financial Statements

FAQ

What is Financial Institutions's gain (loss) on sales of loans, net?
Financial Institutions (FISI) reported gain (loss) on sales of loans, net of $125K in Q1 2026.
How has Financial Institutions's gain (loss) on sales of loans, net changed year-over-year?
Financial Institutions's gain (loss) on sales of loans, net increased by 6.8% year-over-year, from $117K to $125K.
What is the long-term trend for Financial Institutions's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), Financial Institutions's gain (loss) on sales of loans, net has grown at a -29.3% compound annual growth rate (CAGR), from $2.95M to $737K.
What does gain (loss) on sales of loans, net mean?
This represents the net realized gain or loss resulting from the sale of loans held for sale to third-party investors. It captures the difference between the proceeds received and the carrying value of the loans at the time of sale. This metric is a key driver of non-interest income for banks engaged in active loan origination and secondary market distribution.

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