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Total at other companies

FRA
Franklin Financial Services CorporationFRAF
$481.43M-7.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$510.17M+10.7%
SB Financial Group logo
SB Financial GroupSBFG
$206.69M-9.4%
M&T Bank logo
M&T BankMTB
Capital City Bank Group logo
Capital City Bank GroupCCBG

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$820.77M+64.0%
Enterprise value$982.29M+49.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis.

The source filing: Financial Institutions’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-203962
(Dollars in thousands, except share and per share data)March 31, 2026December 31, 2025
Cash and due from banks$56,285$57,138
Interest-bearing deposits in other banks29,16651,613
Total cash and cash equivalents85,451108,751
Securities available for sale, at fair value (amortized cost of $1,047,694 and $958,142, respectively)1,003,697922,472
Securities held to maturity, at amortized cost (net of allowance for credit losses of $2) (fair value of $73,283 and $76,256, respectively)82,07484,708
Loans held for sale1,0343,365
Loans (net of allowance for credit losses of $44,661 and $47,386, respectively)4,582,9264,610,480
Company owned life insurance179,159176,394

ITEM 1. Financial Statements

FAQ

What is Financial Institutions's total?
Financial Institutions (FISI) reported total of $1.05B in Q1 2026.
How has Financial Institutions's total changed year-over-year?
Financial Institutions's total increased by 7.6% year-over-year, from $973.64M to $1.05B.
What is the long-term trend for Financial Institutions's total?
Over 5 years (2020 to 2025), Financial Institutions's total has grown at a 9.5% compound annual growth rate (CAGR), from $607.67M to $958.14M.

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