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FDIC assessments at other companies

SMB
SmartFinancialSMBK
$920K-7.3%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$909K+16.5%
HBT
HBT Financial, Inc.HBT
$677K+22.9%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$370K-25.3%
First Community Corporation logo
First Community CorporationFCCO
$294K+7.3%
M&T Bank logo
M&T BankMTB

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$820.77M+64.0%
Enterprise value$982.29M+49.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Financial Institutions’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:06 PM EDT
Accession
0001193125-26-314084

FAQ

What is Financial Institutions's FDIC assessments?
Financial Institutions (FISI) reported FDIC assessments of $987K in Q2 2026.
How has Financial Institutions's FDIC assessments changed year-over-year?
Financial Institutions's FDIC assessments decreased by 29.1% year-over-year, from $1.39M to $987K.
What is the long-term trend for Financial Institutions's FDIC assessments?
Over 4 years (2021 to 2025), Financial Institutions's FDIC assessments has grown at a 17.9% compound annual growth rate (CAGR), from $2.62M to $5.07M.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid to the FDIC to protect customer deposits. It is a regulatory cost that scales with the bank's total insured deposit base and risk profile.

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