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Financial Institutions FISI Unrealized Losses on Investments (Before Tax)

Unrealized Losses on Investments (Before Tax) at other companies

M&T Bank logo
M&T BankMTB
$146M+20.7%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$18.88M-1.1%
FRA
Franklin Financial Services CorporationFRAF
$29.41M-20.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$20.85M-30.4%
Center Bancorp logo
Center BancorpCNOB
$76.38M-14.3%
First Community Corporation logo
First Community CorporationFCCO
$13.37M-33.2%

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$820.77M+64.0%
Enterprise value$982.29M+49.8%
P/E9.9×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax.

The source filing: Financial Institutions’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-203962
March 31, 2026Amortized / CostUnrealized / GainsUnrealized / LossesFair / Value
Commercial collateralized mortgage obligations317,7261524,594293,147
Total mortgage-backed securities889,7024,68148,787845,596
Other debt securities58,20156945958,311
Total available for sale securities$1,047,694$5,250$49,247$1,003,697
Securities held to maturity:
U.S. Government agencies and government sponsored enterprises$6,851$162$6,689
State and political subdivisions31,70434,74126,966
Mortgage-backed securities:

ITEM 1. Financial Statements

FAQ

What is Financial Institutions's unrealized losses on investments (before tax)?
Financial Institutions (FISI) reported unrealized losses on investments (before tax) of $49.25M in Q1 2026.
How has Financial Institutions's unrealized losses on investments (before tax) changed year-over-year?
Financial Institutions's unrealized losses on investments (before tax) decreased by 3.2% year-over-year, from $50.86M to $49.25M.
What is the long-term trend for Financial Institutions's unrealized losses on investments (before tax)?
Over 5 years (2020 to 2025), Financial Institutions's unrealized losses on investments (before tax) has grown at a 268.6% compound annual growth rate (CAGR), from $68K to $46.28M.
What does unrealized losses on investments (before tax) mean?
This represents the cumulative negative difference between the current market value and the amortized cost of investment securities before tax effects. These losses highlight the sensitivity of the bank's equity to changes in market interest rates and credit spreads. Monitoring these losses is essential for assessing the potential impact of market volatility on the bank's capital position.

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