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Flagstar Bank FLG Q4 2025 Annual earnings

Reported January 30, 2026 · Before market open

Revenue$557.0MBeat by $24.5M
EPS$0.06Beat by $0.04
Revenue estimate$532.5M
EPS estimate$0.02

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$565.9M
EPS estimate$0.10

Financials

Q4 2025

Balance sheet

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Cash & equivalents$6.0B-61.6%
Total debt$24.9B+1.1%
Total equity$8.1B-0.3%
Total assets$87.5B-12.6%

Cash flow

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Operating cash flow-$189.0M-130%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$5.23B—
Enterprise value$24.17B—

Returns & leverage

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Debt / equity3.1×0.0×

FAQ

When did Flagstar Bank report Q4 2025 earnings?
Flagstar Bank (FLG) reported Q4 2025 earnings on January 30, 2026 before market open.
What were Flagstar Bank's Q4 2025 revenue and EPS?
Flagstar Bank reported revenue of $557.0M and eps of $0.06 for Q4 2025.
Did Flagstar Bank beat estimates in Q4 2025?
Revenue beat the consensus estimate of $532.5M by $24.5M. EPS beat the consensus estimate of $0.02 by $0.04.
How did Flagstar Bank's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 3.9% from $536.0M a year earlier.
Where can I find Flagstar Bank's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000910073-26-000017) and the 10-K periodic report (0000910073-26-000025) directly on SEC EDGAR. The filing index links above go to sec.gov.