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Flagstar Bank FLG Operating Cash Flow

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.96B+20.2%
Enterprise value$24.69B+83.9%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
(in millions)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Decrease in other miscellaneous assets20164
Decrease in other miscellaneous liabilities(52)(533)
Change in loans held for sale, net1496
Net cash provided by (used in) operating activities108(235)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from repayment of securities available-for-sale2,258956
Proceeds from sales of securities available-for-sale including loans that have been securitized578
Purchase of securities available-for-sale(3,207)(5,326)

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's operating cash flow?
Flagstar Bank (FLG) reported operating cash flow of $226M in Q2 2026.
What is the long-term trend for Flagstar Bank's operating cash flow?
Over 2 years (2022 to 2024), Flagstar Bank's operating cash flow has grown at a -71.0% compound annual growth rate (CAGR), from $1.03B to $86M.
What does operating cash flow mean?
Total cash generated by or used in core business operations — the single most important cash flow metric for assessing business health.

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