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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
Axos Financial logo
Axos FinancialAX
33.5%-1.3pp
F.N.B. Corporation logo
F.N.B. CorporationFNB
33%+4.5pp
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
49.2%+2.0pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
33.5%+27.2pp
Independent Bank Corp logo
Independent Bank CorpINDB
27%+0.6pp

Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.96B+20.2%
Enterprise value$24.69B+83.9%
P/S2.9×

Profitability

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FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Calculated from Flagstar Bank’s reported figures.

Based on trailing twelve months.

The source filing: Flagstar Bank’s 10-Q, filed November 6, 2025. Open the filing →

Filed
Nov 6, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0000910073-25-000181

FAQ

What is Flagstar Bank's net margin?
Flagstar Bank (FLG) reported net margin of -18.5% in Q3 2025.
How has Flagstar Bank's net margin changed year-over-year?
Flagstar Bank's net margin increased by 85.8% year-over-year, from -130.1% to -18.5%.
What is the long-term trend for Flagstar Bank's net margin?
Over 4 years (2020 to 2024), Flagstar Bank's net margin has grown at a -0.1% compound annual growth rate (CAGR), from 44% to -43.8%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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